Note: Plan not available in Florida.

When you're hospitalized, the last thing you want to do is worry about the bills. Now, with the USBA Hospital Indemnity Plan, you can concentrate on getting well. Benefits for you or an insured family member are provided from the first day of a covered hospitalization and are payable up to one full year!

Do you still need the USBA Hospital Indemnity Plan if you're covered by a major medical or an employer-sponsored plan, TRICARE or Medicare? While only you can answer that question, consider this . . . if you're hospitalized, you'll still probably have to meet a deductible before any benefits are paid. And many plans pay only 80% of the bill. The rest comes out of your pocket!

The USBA Hospital Indemnity Plan can help take a bite out of the staggering cost of hospitalization. Issued in units of $50 per day, you can get up to 4 units ($200 per day). The cost for the coverage depends on your age and the number of units you select. Choose from four flexible plans . . . there's one to meet your family's individual needs.

The benefits are paid directly to you tax free (according to current IRS rulings) to use as you see fit . . . to pay hospital or doctor bills . . . even regular bills that pile up when you're in the hospital. Acceptance for eligible members is guaranteed and no physical exam is required. You won't even have to answer any health-related questions! (Preexisting conditions may not be covered immediately.)

The USBA Hospital Indemnity Plan can provide you with an affordable way to help guard against the catastrophic costs of a hospital stay. Enjoy the peace of mind knowing you and your family are protected.

USBA's Hospital Indemnity Plan is underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010.