By age 65, you should be able to enjoy your retirement years . . . without worrying about the high cost of medical care.

But chances are, like many other Americans, you'll be relying on Medicare as your primary health insurance. The Medicare program just wasn't designed to cover all health care costs. There are considerable gaps in Medicare coverage that leave you to pick up more and more of the costs.

Consider this:

• You pay over a $750 deductible on first admission to hospital . . . per benefit period!
  
• You pay co-payments as high as $382/day.
• You pay a $100 annual deductible for doctors and medical suppliers.
• You pay 20%, generally, of the cost of medical treatment.
• You pay any additional charges in excess of the Medicare-approved amount.
• . . . and more!
  

See how quickly your share of the costs can mount up? The fact is, your out-of-pocket cost shares have never been higher! Now you can help protect yourself from Medicare's increasing costs with the USBA Medicare Supplement Plan. It's designed to help fill the gaps left by Medicare coverage.

The USBA Medicare Supplement provides a "core" benefit package to cover co-payments for hospital under Medicare Part A and coinsurance for medical care under Medicare Part B. There are several plans offering different combinations of benefits . . . so you can custom select the supplement that best meets your needs. Spend less time worrying about the high costs of medical care . . . and more time enjoying your retirement . . . with the USBA Medicare Supplement Plan.

The USBA Medicare Supplement plans are administered for USBA by Association and Society Insurance Corporation (ASI), of Rockville, MD For complete information and an application on the USBA Medicare Supplement plans, just call 1-800-638-2610.

Or use our convenient email order form, to request your information and application.