If you’re age 50 or older and want permanent lifetime coverage with cash value and guarantees, Fifty Plus Group Whole Life is recommended for you. You can buy it through age 80 and keep it for the rest of your life. Fifty Plus comes with USBA’s Five Point Guarantee:
The cost will never go up.
The coverage amount will never go down.
You can keep it as long as you choose.
Your coverage builds cash value on a guaranteed schedule of benefits.
If you’re not happy with your coverage after you get it, you have a full 30 days to return it for a complete refund.
Once approved, you’ll never have to re-qualify for coverage because this is permanent, not term, insurance. Even if your health changes in the future, you’ll never lose your coverage as long as you pay your premiums on time â€” it’s GUARANTEED!
If you are age 50 through age 75 and desire coverage amounts from $5,000 to $25,000, you can use our new, simplified application:
Download 50+ Simplified Application - Most States
Download 50+ Simplified Application - New York Residents ONLY
Download 50+ Simplified Application - Minnesota Residents ONLY
IMPORTANT: You’ll need to use our more detailed standard application if you want more than $25,000 in coverage, or for any coverage amount if you’re age 75 through age 80. You can also apply online if you want more than $25,000 in coverage or are age 75 through 80.
Note: Residents of Washington state must be under age 65 to apply for coverage under this plan.
Before you begin the application process, be sure to review the Whole Life plan Features, Options, FAQs and Rates.
You can complete your application online or print an application and complete it at your convenience. Plus, when you choose to apply online, we’ll ask you to decide if you want to:
(After completing the application, you can print
it, sign it and mail it to us with a check for
the required premium amount. If we cannot issue
a policy for any reason, we will refund the amount
you paid in full.)
- Submit Electronically
- Print and Mail