 |
|
|
|
|
 |
|
|
|
|
| |
|
| |
|
| |
 |
30-Day Unconditional Promise:
Upon approval of your Application, you’ll be
issued a Certificate of Insurance. If you are
not completely satisfied with the provisions
of your Certificate, you can return it within 30
days, without claim, for a prompt, full refund. Important
Plan Information |
 |
|
|
|
 |
Introduction |
 |
|
USBA’s Group Level Term Life plan is simple, flexible and affordable … a great way to protect your family’s financial future. The rate you’ll pay is based on your age, your sex, and your smoking status. Your rate is designed to stay the same until June 1st after you’ve entered a new age group. See Monthly Premium Rates for complete rate details and to find the table that applies to you. Your coverage can be continued until June 1st after your 79th birthday, as long as premiums are paid on time.
You’ll probably find it hard to believe the large amount of life insurance you can get from USBA for so little money. But don’t buy for price alone; look at all the benefits and features of our plan.
*See Monthly Premium Rates for details.
Before you begin the application process, be sure to review the Level Term Plan Features, Options, FAQs and Rates.
You can complete your application online or print an application and complete it at your convenience. Plus, when you
choose to apply online, we’ll ask you to decide if you want to:
- Submit Electronically
- Print and Mail
(After completing the application, you can print
it, sign it and mail it to us with a check for
the required premium amount. If we cannot issue
a policy for any reason, we will refund the amount
you paid in full.) |
|
|
| APPLY NOW! |
| |
|
Continue My Application |
Already started your app?
Click below to finish! |
 |
|
Download Application |
| Want to download the app to share, or hold in your hands? Click below... |
|
| |
|
|
|
 |
Rates |
 |
|
|
Current Monthly Premium Rates
Members and spouses may request from $25,000 to $250,000 of Level Term Life (in $1,000 increments). The minimum coverage amount is $5,000 for members/spouses insured under another USBA Group Life Plan. Note: the overall maximum under all USBA Group Life Plans is $650,000 for each member or spouse.
Rates are based on the member’s/spouse’s smoking status, sex and attained age at issue. Nonsmokers must not have used nicotine in any form, including nicotine patches or gum, in the last 24 months. Rates increase on June 1st after entering a new age group. Coverage may be purchased through age 64, and may be continued until June 1st following the member’s/spouse’s 79th birthday.
Benefits may be changed by agreement between New York Life and USBA. Only current rates are shown. Rates are not guaranteed and are subject to change by New York Life. These changes can occur only on the policy anniversary or on the date any benefits change.
Montana Residents: Male rates apply to all Montana residents regardless of sex.
USBA Group Level Term:
Male Standard Non-smoker Rates
Female Standard Non-smoker Rates
Male Standard Smoker Rates
Female Standard Smoker Rates
|
|
|
|
|
|
|
| |
