|
| |
|
| |
|
| |
 |
30-Day Unconditional Promise:
Upon approval of your Application, you’ll be
issued a Certificate of Insurance. If you are
not completely satisfied with the provisions
of your Certificate, you can return it within 30
days, without claim, for a prompt, full refund. Important
Plan Information
|
 |
|
|
|
 |
Introduction |
 |
|
Life insurance is all about making things easier for your loved ones … protecting them from major financial burdens … making
sure their future doesn’t suffer. And USBA Smart & Lean 15 Year Group Level Term Plan can provide you with an affordable way to help assure your
family’s financial security.
Your affordable monthly premium is dependent on your age, sex and smoking status
when you start the plan. But your starting premium, although not guaranteed, is expected to remain level for a full 15 years!* And so will your coverage amount.
Since no two families’ needs are the same, flexibility is key. The USBA
Smart & Lean 15 Plan offers you a full range of coverage … from as low as $25,000 to a maximum of $500,000. You decide the
amount that best suits your family’s financial needs. You’ll be
glad to know the USBA Smart & Lean 15 Plan is also available
to your spouse and eligible children ages 18-22 as Associate Members.
*See Monthly Premium Rates for details.
Before you begin the application process, be sure to review the Smart & Lean 15 Plan Features, Options, FAQs and Rates.
You can complete your application online or print an application and complete it at your convenience. Plus, when you
choose to apply online, we’ll ask you to decide if you want to:
- Submit Electronically
- Print and Mail
(After completing the application, you can print
it, sign it and mail it to us with a check for
the required premium amount. If we cannot issue
a policy for any reason, we will refund the amount
you paid in full.) |
 |
|
| APPLY NOW! |
| |
|
Continue My Application |
Already started your app?
Click below to finish! |
 |
|
Download Application |
| Want to download the app to share, or hold in your hands? Click below... |
|
| |
|
|
|
 |
Rates |
 |
|
|
Current Monthly Premium Rates
PLEASE NOTE: Coverage is available to Members/Associate Members from a minimum of $25,000 to a maximum of $500,000 in $1,000 increments. (Note: $100,000 minimum for Preferred Rates.)
These are current policy premiums based on the member’s/associate member’s age, sex and smoking status. Although not guaranteed, premiums for the first 15-year term are expected to remain level.
Renewal rates for subsequent 15-year terms (available upon request), will be based on your then attained age, and coverage will be renewed regardless of your health.
Call USBA direct at (877) 297-9235 for premium rates for coverage amounts not shown.
Montana Residents: Male rates apply to all Montana residents regardless of sex.
Smart & Lean 15 Monthly Premium Rates:
Male Preferred Rates
Female Preferred Rates
Male Standard Non-smoker Rates
Female Standard Non-smoker Rates
Male Standard Smoker Rates
Female Standard Smoker Rates
These are the current Smart & Lean 15 new policy premiums. Rates are monthly and are based upon your age, sex, and smoking status. *(Preferred Risk qualification requires that you’re a non-smoker and that you purchase $100,000 minimum coverage amount.) Premiums for the first 15-year term, although not guaranteed, are expected to remain level. Renewal rates for subsequent 15-year terms (available upon request) will be based on your then attained age, and coverage will be renewed regardless of your health. Renewal rates are not guaranteed. Contact a USBA Product Specialist at (877) 297-9235 to obtain renewal rates and rates for coverage amounts not shown.
|
|
|
|
USBA Group Life Insurance plans are underwritten by New York Life Insurance Company
