USBA introduced its new Long Term 20^SM Year Group Level Term Life Insurance Plan this fall – a 20-year level term product offering affordable rates for active duty military, veterans and retired military, federal employees, and Reserve & National Guard.

Although rates are not guaranteed, they are expected to remain level for 20 years. The benefit amount – which can be up to $500,000 – also remains the same, so this could be a very smart purchase as rates are linked to age. If you are 54 or younger after the first 20 years, the policy can be renewed for a second 20 years.

Long Term 20 offers an excellent alternative for children who may have outgrown their children’s coverage or are just entering the young adult stage of 18 to 23 years.

This coverage – like all USBA group life insurance plans – is entirely portable, enduring through every job and career change along the way as long as premiums are paid on time.

Long Term 20 is underwritten by New York Life Insurance Company. Get a free quote, request Plan details (including eligibility, benefits, limitations, renewal provisions, etc.), or apply online directly.