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USBA Life-Time Value Group Whole Life Insurance Plan Family Photo
 
     
 
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30-Day Unconditional Promise:
Upon approval of your Application, you’ll be issued a Certificate of Insurance. If you are not completely satisfied with the provisions of your Certificate, you can return it within 30 days, without claim, for a prompt, full refund. Important Plan Information
 
USBA Life-Time Value Group Whole Life Insurance Plan

USBA Life-Time Value Group Whole Life

If you want permanent lifetime coverage with guaranteed rates, guaranteed benefits, and a guaranteed schedule of cash value, USBA Life-Time Value Group Whole Life Plan is recommended for you. You can buy it through age 80 and keep it for the rest of your life. USBA’s Group Whole Life comes with USBA’s Five Point Guarantee*:

  • The cost will never go up.
  • The coverage amount will never go down.
  • You can keep it as long as you choose.
  • Your coverage builds cash value on a guaranteed schedule of benefits.
  • If you’re not happy with your coverage after you get it, you have a full 30 days to return it for a complete refund.

Once approved, you’ll never have to re-qualify for coverage because this is permanent, not term, insurance. Even if your health changes in the future, you’ll never lose your coverage as long as you pay your premiums on time — it’s GUARANTEED!

Note: Residents of Washington state must be under age 65 to apply for coverage under this plan.

*See Monthly Premium Rates for details.

Before you begin the application process, be sure to review the Whole Life plan Features, Options, FAQs and Rates.

You can complete your application online or print an application and complete it at your convenience. Plus, when you choose to apply online, we’ll ask you to decide if you want to:

  • Submit Electronically
  • Print and Mail
(After completing the application, you can print it, sign it and mail it to us with a check for the required premium amount. If we cannot issue a policy for any reason, we will refund the amount you paid in full.)

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Plan Details    
Rates

Current Monthly Premium Rates

PLEASE NOTE: Coverage is available from a minimum of $5,000 to a maximum of $400,000 in $1,000 increments. The overall coverage maximum under all USBA Group Life Insurance Plans is $650,000 for each Member or Associate Member.

Premiums are based upon the Member’s/Associate Member’s age, sex, and smoking status or tobacco-use. Non-tobacco user must not have used nicotine in any form, including nicotine patches or gum, in the last 24 months. Call USBA at (800)368-7021 for premium rates for coverage amounts not shown.

Montana Residents: Male rates apply to all Montana residents regardless of sex.

USBA Life-Time Value Group Whole Life:
The following rates are current as of 2017.

Male Standard Non-Tobacco User Rates
Female Standard Non-Tobacco User Rates
Male Standard Tobacco User Rates
Female Standard Tobacco User Rates

Male Non-Tobacco User Rates for USBA Group Whole Life Insurance

Female Non-Tobacco User Rates for USBA Group Whole Life Insurance

Male Tobacco User Rates for USBA Group Whole Life Insurance

Female Tobacco User Rates for USBA Group Whole Life Insurance

*All guarantees are backed by the claims-paying ability of the issuer.

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