Is long-term care insurance right for you?



Did you know it’s estimated nearly one out of two people turning 65 will require nursing home care at some point during their lives?  This includes care needed after a serious accident or illness and assistance required when you can no longer care for yourself on a daily basis because of aging.

Traditional health care insurance programs—including TRICARE—don’t cover these costs, nor does Medicare or Medicare supplements.  Long-term care insurance does.

Having long-term care insurance allows you to receive quality care, protect your savings, preserve important family relationships, and have peace of mind knowing you won’t be a financial burden to loved ones. It also gives you the ability to continue making your own choices:

  • Your choice to remain independent and receive quality care at home. 
  • Your choice to free family and friends from the responsibility of caring for you. 
  • Your choice to spend your hard-earned savings the way you want.  

It’s a fact that the longer you live, the more likely it is you’ll need long-term care. It’s also a fact that the younger you are when you buy the long-term care insurance, the lower your premium.  

Don’t wait until it’s too late.  Now’s the time to check out your options. Find out more about long-term care insurance offered through your USBA membership.  It only takes a few minutes.

Back to Blog Home Page