Did you know it’s estimated nearly one out of two people turning 65 will require nursing home care at some point during their lives?  This includes care needed after a serious accident or illness and assistance required when you can no longer care for yourself on a daily basis because of aging.

Traditional health care insurance programs—including TRICARE—don’t cover these costs, nor does Medicare or Medicare supplements.  Long-term care insurance does.

Having long-term care insurance allows you to receive quality care, protect your savings, preserve important family relationships, and have peace of mind knowing you won’t be a financial burden to loved ones. It also gives you the ability to continue making your own choices:

• Your choice to remain independent and receive quality care at home. 
• Your choice to free family and friends from the responsibility of caring for you. 
• Your choice to spend your hard-earned savings the way you want.  

It’s a fact that the longer you live, the more likely it is you’ll need long-term care. It’s also a fact that the younger you are when you buy the long-term care insurance, the lower your premium.  

Don’t wait until it’s too late.  Now’s the time to check out your options. Find out more about long-term care insurance offered through your USBA membership.  It only takes a few minutes.