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Why do we need life insurance?
 

If you're single and have little or no debt, you probably only need to consider the cost of final expenses in case you were to die. If you have a sizable savings account or other assets, you may not need to worry about life insurance at all.

But if you are married, especially if you have dependent children, or if you have debts such as a mortgage, car payment, or credit card balances, your family could be at serious financial risk if you should die suddenly and your income were suddenly no longer available.

If you've finished raising your family and paid off your mortgage and other debts, your life insurance needs are different than when you were younger. But you'll still need to make sure final expenses are paid. And if you're married, your spouse's income may be considerably less with you gone. Enough life insurance can help to "fill the gap".

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For Members Only: if you have questions about your May EZ PAY deduction, click here.

 

Featured News

Members Share “Power of One” Benefits
USBA CEO encourages current USBA members to share the news about our association and its affordable group life insurance products. “Together, we create a ‘Power of One’ pricing advantage through our common bond of Military and Government service.” More

Before You Skip a Premium...
The recent economic challenges have all of us considering ways to cut our monthly budget. You might feel your USBA life insurance would be a good consideration for the chopping block, but think about the long term impact... More

Group Gives Life to Dying Ritual
Of all the bugle calls, none is so easily recognized or able to stir emotions than the call, “Taps”. In addition to signaling the close of a soldier’s day, the deeply moving 24 notes are a solemn tradition at funerals, wreath-laying and memorial services. More

Need Help With Selecting Life Insurance?
Step 1: Life Insurance Needs Estimator Step 2: Plan Recommender Step 3: Get A Quote Step 4: FREE Info Packet or Apply Online
 
Step 4: FREE Info Packet Step 4: Apply Online
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