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Home > Insurance Help & Plans Overview > TRICARE Reserve Select Supplement
USBA TRICARE Reserve Select Supplement Insurance Plan Family Photo
 
     
 
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30-Day Right to Examine:
Upon approval of your Application, you’ll be issued a Certificate of Insurance. If you are not completely satisfied with the provisions of your Certificate, you can return it within 30 days, without claim, for a prompt, full refund. Important Plan Information
 

USBA TRICARE Reserve Select Supplement Insurance Plan

ACTIVE DUTY or
FORMER MILITARY?

If you’re currently enrolled in TRICARE Reserve Select, we invite you to compare our TRICARE Reserve Select Supplemental Insurance plan to other providers.

Out-of-pocket expenses can mount up quickly when you receive medical care outside the military system. That’s why supplemental health insurance like the TRICARE Reserve Select Supplemental Plan is so important for you and your family. With this competitively priced insurance coverage, you’re better protected against the high cost of medical expenses you might face each calendar year in the event of illness.

Many people like you are concerned about getting good insurance coverage at a reasonable cost. It’s not easy to get that kind of information on your own … and it can eat up a lot of your precious time. That’s why we’re proud to offer the TRICARE Reserve Select Supplement Plan for National Guard and Reservists.

So why choose this plan?

  • Competitive Monthly Premiums
  • Guaranteed Acceptance (subject to pre-existing condition limitation*)
  • 30-Day Right to Examine
  • Smokers Pay the Same Price as Non-smokers
  • Pays cost shares – after the annual TRICARE Reserve Select Plan deductible is met
  • Pays 100% of covered excess charges – after the annual TRICARE Reserve Select Plan deductible is met
  • No annual deductible for USBA’s TRICARE Reserve Select Supplement Plan, however you must pay the annual deductible for your TRICARE Reserve Select Plan before the Supplement will start paying

Before you begin the application process, sbe sure to review the USBA TRICARE Reserve Select Supplement Insurance Plan Features, Benefits Summary, FAQs and Rates.

We invite you to visit any or all of these links now. If you have questions, please don't hesitate to call one of our highly-trained TRICARE specialists at (877) 297-9235.

NOTE: Coverage may not be available in all states.

Notice: ASI, the administrator of USBA’s TRICARE/ChampVA Supplement products was recently acquired by Selman & Company of Cleveland, Ohio. This acquisition does not change the terms or conditions of your TRICARE/ChampVa Supplement products. The insurer stays the same, claims file the same, the customer service 1-800-638-2610 remains the same. USBA was not a party to the acquisition and continues to operate independently.

Underwritten by Transamerica Premier Life Insurance Company, Cedar Rapids, IA and for NY residents, Transamerica Financial Life Insurance Company, Harrison, NY.

Guardsmen & Reservists Announcement

To qualify for this product, you:
   
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Must be a member of the selected reserve or the ready reserve
   
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Can’t be eligible for or enrolled in FEHBP
   
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Must be enrolled in TRICARE Reserve Select. Click here to enroll now
   
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Must not be enrolled in Medicare
Plan Details    
Features

Eligibility - TRICARE Reserve Select Supplement is available to all members of the Selected Reserve regardless of any active duty served, with one exception: If you are eligible for the Federal Employees Health Benefits Program (FEHBP) or currently covered under FEHBP, you are excluded from purchasing the restructured TRS plan.For more information, visit the TRICARE website and use their interactive Plan Finder.

TRICARE Young Adult (TYA) Program - TRICARE Young Adult (TYA) is a “premium-based health care plan available for purchase” by qualified adult children, under age 26, after their eligibility for regular TRICARE ends. TYA offers TRICARE Standard coverage and includes medical and pharmacy benefits. For further information on TRICARE Young Adult, please visit the TRICARE web site.

Effective May 1, 2011, the TRICARE Supplement Plan will provide supplemental coverage for dependent enrolled in TYA. These young adult dependents will have the same supplement plan premium rates, benefits and coverage limitations as dependent children under the age of 21 or 23 if full-time student.

To enroll your adult dependent child in the TRICARE Supplement Plan, complete the enrollment form and mail to ASI along with a copy of his/her TYA enrollment card. Your adult dependent child must be enrolled in TRICARE Young Adult before enrolling in the TRICARE Supplement Plan. TYA coverage ends if any of the following occurs:
  • Dependent attains age 26
  • Gets married – Becomes eligible for an employer-sponsored plan
  • Gains other TRICARE coverage
  • Sponsor ends TRICARE coverage

Effective Date - Your coverage begins on the first day of the first or second month (whichever you select on the TRS Supplement Request Form) following the postmark of your TRS Supplement Request Form. For example, if your form is postmarked in July, you may choose for your coverage to begin of the first day of the next month, August, or on the first day of the second month, September.

Renewability - The TRICARE Reserve Select Supplement coverage is renewable to age 65. As long as premiums are paid on time; you remain a member of the sponsoring organization; you, your spouse and dependents remain in an eligible status (you are covered by TRICARE Reserve Select, children are under age 21 or 23 if a full-time student); and the Master Policy and your class of insured persons remain in effect. So, even if you or a covered dependent develops a serious health condition in the future, their coverage will not terminate, provided these conditions are met.

Exclusions - Treatment or confinement not ordered by a physician or necessary for medical care; intentionally self-inflicted injury; suicide or attempted suicide, whether sane or insane (while sane in MO and CO); sickness or injury resulting from act of war, whether declared or undeclared; routine physical exams, eye exams, eye refractions and immunizations, except for well baby care covered by TRICARE; custodial care, hearing aids, orthopedic footwear, eyeglasses or contact lenses; cosmetic procedures, except those resulting from sickness or injury occurring while a covered person; drugs (other than insulin) which do not require a prescription; any confinement, service or supply not covered under TRICARE, or for expenses paid in full by TRICARE; expenses in excess of the TRICARE Cap; the TRICARE Reserve Select fiscal year outpatient deductible, care of the mentally retarded or physically handicapped which is required due to the mental retardation or physical handicap; any part of a covered expense which the covered person is not legally obligated to pay because of payment by a TRICARE alternative program. Check your regional contractor’s web site or your Certificate of Insurance for additional information.

Limitations - Routine newborn and well baby care, hospital nursery charges for a well newborn, dental care, treatment for prevention or cure of alcoholism or drug addiction, and prosthetic devices are limited to expenses covered by TRICARE. INPATIENT treatment for mental, nervous or emotional disorders in excess of 45 days if under age 19, or 30 days if age 19 or older, is limited to 90 days (if approved by TRICARE) in a fiscal year. OUTPATIENT benefits for mental, nervous or emotional disorders, drug addiction or alcoholism are limited to a maximum of $500 in a fiscal year.

*Pre-Existing Condition Limitations - If a member enrolls in TRICARE Reserve Select and requests coverage under the TRICARE Reserve Select Supplement within 30 days of the date his or her TRICARE Reserve Select coverage begins, we will waive the Pre-Existing Conditions Limitation. A pre-existing condition provision means any injury or sickness whether diagnosed or undiagnosed, for which a covered person received medical care or treatment within the 6 month period preceding the effective date of his or her insurance and will not be covered until the coverage has been in effect for 6 months. However, new conditions will be covered immediately.

Insured Person Termination - Your coverage under the Policy will cease on the first to occur of: the date the Policy terminates; the date the required premium is not paid, subject to the Grace Period provisions; the first day of the month on or next following the date you cease to be a member of the Policyholder; the first day of the month on or next following the date you cease to be eligible for the Plan under which you are covered; the date we or the Policyholder cancel coverage for a Class of Eligible Person to which you belong; the date you attain age 65; the date you cease to be covered under TRICARE Reserve Select; the date you become eligible for Medicare unless you reside in an area where Medicare is not available, in which case coverage will not terminate until you return to residency in an area where Medicare is available.

Termination of coverage will be without prejudice to any claim which originated before the effective date of termination.

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