America’s Retail Chains Thank Veterans
With Discounts & Freebies

Many retail chains throughout America offer special discounts and freebies to Veterans in honor of Veterans Day.  Listed below are 36 such opportunities.

Keep in mind the following considerations:

1) Proof of Military Service
Most restaurants and companies require some form of military identification. This might include everything from showing up in uniform to showing some form of military ID. Other proof-of-service accepted by most outlets include a Veterans Organization Card (VFW, American Legion, etc.) DD214 discharge papers, Current Leave and Earnings Statement (LES) or a photo of you in uniform.

2) Participating Outlets
Because many of these companies are franchises, not all participate. Call ahead to verify they’re offering the deal we’ve listed and the times they are offering it.
Amazon.com 
Free album - through Nov. 11
Applies to: Everyone
Download a free MP3 album of “Veterans Day Honor,” which includes 12 songs performed by military bands and ensembles.

Anheuser-Busch Parks 
Free admission - Nov. 11
Applies to: Active-duty service members
Free admission with up to three dependents for such parks as Sesame Place, SeaWorld and Busch Gardens.

Applebee’s 
Free meal - Nov. 11
Applies to: Veterans and active-duty military personnel
For the third year, Applebee’s offers a special dine-in-only menu for Veterans Day.

Bed & Breakfasts 
Free night’s stay - Nov. 11
Applies to: Active military and veterans and one guest
For the third year, B&B for Vets is offering veterans a free night’s stay at more than 485 participating bed and breakfasts across the U.S. and Canada.

Cabela’s Outdoor Store
Employee discount of 5% to 50% - Nov. 11 to12
Applies to: Veterans, active-duty military and reserves, law enforcement, fire and EMS personnel

Chili’s 
Free meal - Nov. 11
Applies to: Active duty and veterans
Chili’s is offering a choice of one of six meals on a dine-in-only basis. Beverages and gratuity not included.

Colonial Williamsburg 
Free admission - Nov. 11 to 13
Applies to: Active-duty, retirees, veterans, Reserves and their immediate dependents
Tickets are only available on-site.

Denny’s 
Free Grand Slam breakfast - Nov. 11
Applies to: Active military or veterans
Available only at participating locations.

Dollar General 
10% discount - Nov. 11
Applies to: Active-duty, veterans, National Guard, Reserves, and immediate family members
No coupon is required for in-store savings, but use the promo code VETERANSDAY for online discounts from Nov. 11 to 13.

Famous Dave’s 
Free or discounted meal - Nov. 11
Applies to: Active military and veterans
Offer varies by location.

Golden Corral
Free meal - 5 p.m. to 9 p.m., Nov. 14
Applies to: Active military, veterans, National Guard or Reserves
The 10th annual Golden Corral Military Appreciation dinner will be held at all Golden Corral Restaurants nationwide.

Grace For Vets
Free car wash - Nov. 11
Applies to: Active duty, veterans and service personnel
Since 2004, thousands of car-wash businesses have participated in this national event, sponsored by Grace For Vets.

Historic Jamestowne 
Free admission - Nov. 11 to 13
Applies to: Everyone

Home Depot 
10% discount - Always available
Applies to: Active duty, veterans, Reserves and their families

Hooters 
10 free wings (Drink purchase required) - all day, Nov. 11
Applies to: Active duty and veterans
Offer valid only at participating Hooters.

Hy-Vee
Free breakfast buffet - Nov. 11
Applies to: Active military and veterans
Available at participating Hy-Vee grocery store with in-store dining.

Knott&qts Berry Farm 
Free admission - Nov.1 to 24
Applies to: Active military and veterans plus one guest

Krispy Kreme
Free doughnut - Nov. 11
Applies to: Active duty and veterans
Available only at participating Krispy Kreme stores.

Lowe’s 
10% discount - Always available
Applies to: Active-duty servicemen and women, National Guard, Reserves, honorably discharged and retired military personnel, and immediate family members
Good for in-stock or special order purchases, up to $5,000. (Not available online.)

Macy’s 
15% off - through Nov. 13
Applies to: Everyone

McCormick & Schmick’s Seafood Restaurants 
Free lunch or dinner entrée - Nov 13
Applies to: Veterans
This is the 13th Annual Veteran’s Appreciation Event at McCormick & Schmick’s.

National Parks 
Free admission - Nov. 11-13
Applies to: Everyone
Over 100 national parks will participate and many have special events planned to mark the occasion.

Outback Steakhouse
Bloomin’ Onion and Coke - Nov. 7 to 11
Applies to: Veterans and active-duty military

San Jacinto Monument and Museum, La Porte, Texas
Free admission - Nov. 7 to 13
Applies to: Veterans and their families
Free admission to the theatre, Observation Floor and, on Nov.12-13. the special exhibit.

Red Roof Inns
26% off room rate - Nov. 11
15% off - rest of November
Applies to: Veterans, active and retired military
Use code "604287" when booking to get the discount.

Sam’s Club
Free Hugo® cane - Nov. 9 to 11
Applies to: Military veterans in need of mobility assistance
As they do every year, Sam’s Club stores across the country will distribute 36,000 Hugo® canes. Sam’s Club membership is not required, but proof of service is. Available while supplies last; limited quantities per store.

Sears 
5% to 15% off almost everything - through Nov. 10
Applies to: Everyone
Applies only to sales through Sears.com.

7-Eleven
Free small Slurpee - 11.m. to 7 p.m., Nov. 11
Applies to: Active military and veterans

Spaghetti Warehouse 
11-cents meal with coupon - Nov. 11
Applies to: Everyone
Print the coupon here and get a serving of lasagna, spaghetti and meatballs, or any original recipe spaghetti entree for just 11 cents.

Sport Clips
Discounts on haircuts -  Nov. 11
Applies to: Active duty and veterans

SUBWAY
Free six-inch sub - Nov. 11
Applies to: Veterans
SUBWAY restaurants are franchises, so this offer may not be available everywhere.

Texas Roadhouse
Free lunch - 11 a.m. to 2 p.m., Nov. 11
Applies to: Veterans and active duty military
Dine-in only.

TGI Fridays 
Buy an entrée and get a second entrée free - Nov. 11
Applies to: Active duty military and veterans

Twin Peaks Restaurants 
Free entrée, up to $10 - Nov. 11
Applies to: Active duty and veterans
Dine-in only and a tip is not included.

Tim Hortons
Free donut - Nov. 11
Applies to: Veterans

UNO Chicago Grill
19.43% discount on food and non-alcoholic drinks - Nov. 11
Applies to: Veterans

No one likes to think about the likelihood of having to make a claim on a life insurance policy. It is a difficult time. USBA makes every effort to make the process simple to understand.

Once we receive telephone notification of a death, we notify the underwriter, New York Life Insurance Company. At the same time, qualifying beneficiaries will receive an emergency payment of up to $15,000. This check is a partial payment of the total claim intended to relieve families of financial stress during this difficult time when emergencies arise needing immediate attention. The balance of the coverage is paid when the remaining claim requirements have been submitted. You can rely on us to walk beneficiaries through the process and explain everything in detail.

Upon approval of the claim by New York Life, beneficiaries will receive a lump sum payment by check.

We want you to know USBA is here for your beneficiaries during this trying time. We are committed to helping your loved ones through this process and explaining everything in detail. What is especially important to know is that your beneficiaries will always have control of the claim payout and a clear choice on how they wish for it to be paid.

No strings attached! Just for joining USBA (it’s free), you can enroll for $5,000 of Group Accidental Death & Dismemberment (AD&D) coverage. As USBA’s way of saying “Thanks” for all you’ve done for your country.

To accept this no-cost offer, you only need to be under the age of 60, an Active Duty serviceperson scheduled for honorable discharge within the next 18 months, and not a resident of Oregon or Texas. USBA will pay for the first year of premiums for eligible new USBA members. Click here to review all the details: Benefits, Limits & Exclusions, Effective Date of Coverage, Renewal Provisions and the Individual Certificate.

Thank you again for your service!

USBA introduced its new Long Term 20^SM Year Group Level Term Life Insurance Plan this fall – a 20-year level term product offering affordable rates for active duty military, veterans and retired military, federal employees, and Reserve & National Guard.

Although rates are not guaranteed, they are expected to remain level for 20 years. The benefit amount – which can be up to $500,000 – also remains the same, so this could be a very smart purchase as rates are linked to age. If you are 54 or younger after the first 20 years, the policy can be renewed for a second 20 years.

Long Term 20 offers an excellent alternative for children who may have outgrown their children’s coverage or are just entering the young adult stage of 18 to 23 years.

This coverage – like all USBA group life insurance plans – is entirely portable, enduring through every job and career change along the way as long as premiums are paid on time.

Long Term 20 is underwritten by New York Life Insurance Company. Get a free quote, request Plan details (including eligibility, benefits, limitations, renewal provisions, etc.), or apply online directly.

Once again, our partner New York Life Insurance Company who underwrites all of USBA’s group life insurance plans, has received the highest financial strength ratings possible from all four of the nation’s major independent credit rating agencies: Standard & Poor’s (AAA), Moody’s Investors Service (Aaa), Fitch Ratings (AAA) and A.M. Best (A++)*.

It’s especially notable that New York Life received this affirmation of their stability and performance during a period of economic challenges for so many other companies in the industry. USBA members** can remain confident that New York Life and USBA are stable and our policies are secure.

USBA members enjoy unique group pricing due to a special “power of one” advantage. In simple terms, this means USBA exists for the sole purpose of our membership. For instance, the latest product we developed – Long Term 20-Year Group Level Term Life Insurance Plan – was created because our research indicated it could meet the needs of a large number of our current and future policyholders. The same thinking drove us to develop all of our products, including Smart Value 10-Year Group Level Term, Lean~15 Year Group Level Term, and our Generation 3 Blended Plans.

Importantly, holding on to your life insurance policy during a challenging economy is especially smart when times are volatile. Because no matter how unsure things may be around you, you can be certain you’ve prepared yourself for the unexpected.

If you are debating forgoing your insurance premiums when looking for ways to tighten your budget, contact us first. There may be options you haven’t thought about that will help you hold on to your life insurance.

*Source: Individual Third Party Rating Report (as of 6/16/09).
**Who qualifies to be a USBA member?