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Latest News

2/16/2017
Portable USBA Insurance for U.S. Military and Federal Employees


2/7/2017
How the New U.S. Military Retirement System Affects You


2/3/2017
Do you know when your SGLI ends?


Archived News

12/29/2016
Free resources for military-to-civilian job seekers
12/18/2016
Veterans, did you know sitting is the new smoking?
12/6/2016
Remembering Veterans One Wreath at a Time
11/16/2016
Holiday gifts for deployed military members
11/8/2016
How Tootsie Rolls saved military lives during the Korean War
10/17/2016
USO supports transitioning service members and their families
10/7/2016
Medical and travel emergency assistance for USBA members
10/1/2016
If you’re considering VGLI, read this first.
9/29/2016
Need help selecting life insurance?
9/15/2016
What military service members and Danica Patrick have in common
9/1/2016
Military veterans get help with PTSD from rescued wolves
8/15/2016
Benefits you may not know about for Veterans
8/1/2016
Iraq and Afghan Vets: This may apply to you
7/1/2016
DoD SkillBridge: Opening the doors to civilian jobs for transitioning military
6/15/2016
Military families visit national parks for free
6/1/2016
Honoring America’s Heroes-Memorial Day 2016 Recap
5/25/2016
Honoring the memory of our military veterans
5/9/2016
What’s the difference between term and whole life insurance?
4/15/2016
Beware of phishing scams targeting veterans
4/1/2016
A salute to all our military kids
3/15/2016
Calling all artists–enter the 2016 Veterans Day Poster contest
3/1/2016
New Deadlines! Tax time is just around the corner
2/15/2016
Protect your right to transfer your GI Bill with current benefits
2/1/2016
Military bases no longer accept driver’s licenses from 5 states
1/21/2016
Free assistance for job-seeking military transitioners
1/2/2016
Use military discounts to save on lift tickets, lodging and more
12/15/2015
Keep your life insurance beneficiary current
12/1/2015
Meaningful gifts for those serving in the military
11/16/2015
How to expand your civilian job opportunities with a master’s degree
11/2/2015
Veterans Day is November 11th
10/15/2015
Transitioning? Don’t forget life insurance
10/2/2015
Resources to help veterans address transition-related issues
9/15/2015
Transitioning Military Members: Get $5,000 no-cost AD&D insurance
9/1/2015
Transitioning veterans fly free to job interviews
8/17/2015
Review your life insurance using this 6-point checklist
8/1/2015
Why military personnel need to understand their credit scores
7/15/2015
You’ve earned your VA benefits—now use them
7/1/2015
Important DD 214 information for military veterans
6/15/2015
Military families get FREE annual pass to national parks
6/1/2015
Military Smokers: Get help quitting
5/16/2015
FREE white paper helps military transitioners in job search
5/1/2015
May is the 16th annual Military Appreciation Month
4/15/2015
Why now is the time to buy a home with a VA Loan
4/1/2015
Military Children Serve, Too!
3/17/2015
College scholarship exclusively for USBA families--Deadline is March 31st
3/4/2015
Veterans & Active Military: Get free help preparing your taxes
2/15/2015
Learn from veterans who’ve already transitioned
2/2/2015
What do life insurance and February 14th have in common?
1/16/2015
Free resources for military-to-civilian job seekers
1/6/2015
US Military Members: Are SGLI and VGLI enough?
12/16/2014
Transitioning? Active duty service members get extension to access MilConnect
12/1/2014
Share your holiday spirit with deployed US Military
11/15/2014
Leaving the military? Get 5 tips for job interviewing
11/1/2014
Thanking our military veterans this month
10/17/2014
Honoring deployed service members and their families
10/2/2014
Leaving the military? Make sure you meet MEC or it could cost you
9/15/2014
Get military discounts on consumer goods, tactical gear, sports events and more
9/4/2014
Who Do You Protect? Show us and you could win $500
9/1/2014
2014 USBA scholarship winners head to college
8/15/2014
Life Insurance for Military: Which of these apply to you?
8/1/2014
Who is eligible for USBA membership?
7/15/2014
5 tips for transitioning military who want to be entrepreneurs
7/1/2014
Vacation deals and discounts for military families
6/15/2014
Do you know when your SGLI ends?
6/3/2014
Military cuts ahead. USBA stands ready to help you.
4/22/2014
Unique life insurance protects two lives with one premium payment
4/11/2014
Important Announcement – Heart Bleed Virus
4/1/2014
April is Month of the Military Child
3/16/2014
Two kinds of insurance for military families
3/4/2014
PTSD isn’t a battle you want to fight alone
2/16/2014
Transitioning Out of Military? Here’s a throwback from Korea and Vietnam
2/3/2014
Getting ready to enter the civilian job market?
1/15/2014
2014 New Year’s Resolution: Find out if you have enough life insurance
1/3/2014
$2,000 college scholarship exclusively for USBA families
12/15/2013
Heading back-to-school after transitioning in 2014?
12/4/2013
Military vacation deals for the holidays
11/15/2013
Did you know USBA’s gone mobile?
11/1/2013
How are you observing Veterans Day 2013?
10/15/2013
Honoring those deployed and their families
10/1/2013
What recent changes in TRICARE mean
9/16/2013
Honoring Our Country’s Gold Star Mothers and Families September 29
9/2/2013
Transitioners: Get help figuring the civilian salary equivalent to your military pay
8/15/2013
Did you know?
8/1/2013
Planning ahead helps your family later
7/15/2013
Need help paying for college for your child or spouse?
7/1/2013
Transitioning soon? Start your civilian job search here.
6/15/2013
Dreaming of a Disney Vacation? Special Summer Discount for Military Families
6/2/2013
What makes USBA different?
5/15/2013
Celebrate Memorial Day with USBA
5/1/2013
Planning a vacation? Check out the Armed Forces Recreation Centers
4/15/2013
How to know if you have enough life insurance
4/1/2013
April is “Month of the Military Child”
3/15/2013
Is long-term care insurance right for you?
3/1/2013
Why spouses need life insurance too
2/19/2013
If travel is on your radar, read this:
2/3/2013
Jumpstart your 2012 taxes in February
1/22/2013
January is a good time to finally ...
1/6/2013
Are you retiring or transitioning in 2013?
12/17/2012
Last-minute Gift Ideas
12/2/2012
"Military Child of the Year" nominations due December 15th
11/15/2012
Why New York Life Insurance Company?
11/1/2012
Veterans Day Facts that May Surprise You ... Including Freebies
10/16/2012
10 FREE Resources for Transitioning Veterans
10/2/2012
What Happens Next?
8/30/2012
What’s important about September?
8/28/2012
Transitioning? Use this Planning Checklist
8/14/2012
Leaving the military within next 18 months?
7/31/2012
Need help selecting life insurance?
7/18/2012
What makes Uniformed Services Benefit Association (USBA) different?
7/9/2012
Is “Enough” Really Enough?
5/7/2012
Members Share “Power of One” Benefits
4/20/2012
Before You Skip a Premium...
3/22/2012
Group Gives Life to Dying Ritual
3/22/2012
“Invisible Warriors”
7/13/2011
Need to Pay Your Premium?
7/30/2010
How USBA Life Insurance Claims Are Paid
3/7/2010
Leaving the Military: Sign up today for $5,000 No-Cost AD&D!
11/28/2009
USBA Debuts Long Term 20SM Year Group Life Insurance Plan
11/28/2009
Solid Financial Ratings Mean Solid Insurance Plans For You

 

2/16/2017
Portable USBA Insurance for U.S. Military and Federal Employees

USBA Portable Life Insurance for MilitaryYou may have seen or heard the terms portable life insurance or portability and wondered what they meant. Portability allows eligible insureds to continue their life insurance protection no matter where they go — even after changing jobs.

If you’re currently serving in the U.S. military with SGLI or working as a Federal employee with FEGLI, the value of also having portable life insurance—such as that available from USBA—is that you own it. This means you can keep this life insurance even after you transition or retire from your military or Federal job. 

In the case of military service, SGLI ends 120 days after separation from the Army, Navy, Air Force, Marines or Coast Guard. While VGLI is available after separation or retirement, it may not provide enough coverage with affordable rates. Maximum coverage is $400,000.

Federal employee life insurance (FEGLI) changes upon retirement with either a reduction in coverage or an increase in premium, and if you leave Federal employment before retiring, FEGLI ends. 

The portable features and benefits of USBA insurance—for Federal employees and military personnel—don’t change due to transition, separation or retirement. Maximum coverage is up to $650,000. Get an instant free quote from USBA.


2/7/2017
How the New U.S. Military Retirement System Affects You

USBA describes military retirement changesThe first major change in military retirement since WWII was approved in 2016 as part of the National Defense Authorization Act. The new modernized retirement system blends elements of the current system with the government making automatic and matching contributions to a service member’s Thrift Savings Plan (TSP).

How does this affect you?

  • Everyone serving today is grandfathered and can stay under the current system.
  • However, those with fewer than 12 years of service as of December 31, 2017 will have an opportunity to opt in to the new system during calendar year 2018.
  • Service members with over 12 years of service as of December 31, 2017 will remain in the current retirement system with no changes.
  • The new retirement system automatically applies to all joining the military after January 1, 2018.

Overview of the new retirement program:

  • The new plan reduces the pension paid to retirees after 20 years of service by 20%. However, it supplements the pension with government contributions to participants’ TSP.
  • It starts with an automatic contribution by the government of 1% of a service member’s base pay to his or her personal TSP account.
  • The service member can also contribute a percentage of his or her base pay, which the military will match up to 5%.
  • After serving 2 years, a soldier, sailor, airman, Marine or member of the Coast Guard leaving the military is fully vested and can keep his or her personal TSP contributions, as well as the government’s contributions and all earnings.
  • At 12 years, those who commit to serving an additional 4 years will receive a mid-career continuation bonus of at least 2 ½ months’ pay.

Here are answers to frequently asked questions about the new retirement system.

Note: VGLI insurance for retiring veterans is not affected by the new Act. All active, honorably discharged and retired members of the Army, Navy, Marines, Air Force and Coast Guard also remain eligible to apply for USBA military life insurance.

Get a free quote for veterans life insurance from USBA.


2/3/2017
Do you know when your SGLI ends?

Because your SGLI ends 120 days after you separate from the military service, now is a good time to think about how you’ll replace it. Even if you’re not transitioning right away, it’s smart to know what’s available and why it’s important to have enough life insurance coverage. USBA is here to help make sure there’s no gap in your family’s financial protection as you move from military to civilian life.

Use this Life Insurance Needs Estimator to figure how much insurance you need. USBA offers coverage of $25,000 to $500,000 with tobacco and non-tobacco use rates. Anyone actively serving in or honorably discharged from the Army, Navy, Air Force, Marines, and Coast Guard or Reserves may be eligible to apply.

Check out the affordable Term Life and Whole Life Insurance plans available from USBA. You have several choices of  insurance options to fit your personal needs. Our life insurance policies are underwritten by New York Life Insurance Company, one of the country’s oldest and most stable life insurance companies that has protected American families for generations. You can even get a free rate quote online.

When you’re ready, you can (1) apply online, (2) request a free, no-obligation Info Packet online, or (3) call 1-877-297-9235 (8:00 a.m. to 4:30 p.m. Central, Monday-Friday) to talk with a USBA life insurance product specialist. We stand ready to serve you and your family.



1/17/2017
Get help finding your next job—in and out of the military

USBA&qts Civilian Jobs for Military BlogLooking for a way to connect with other military members so you can better explore career opportunities both in and out of the military?

RallyPoint is an online professional network offering exclusivity to U.S. military members. It provides military personnel and veterans with tools for taking greater control of their careers. The online network makes it easier to connect with the right people at the right time to pursue the right career opportunities.

RallyPoint was founded in 2012 by two Army veterans. Yinon Weiss and Aaron Kletzing first met in Iraq, then later reconnected at Harvard Business School. From the start, their mission was to help service members and veterans lead more successful and fulfilling lives. The goal was to solve one of the major challenges of being in the military. In an armed forces that rotates people through positions every couple of years, it can be difficult—logistically and culturally—for individual members to play an active role in charting their own careers. Enter RallyPoint. 

While RallyPoint is similar to LinkedIn, it’s accessible exclusively to US military professionals in the Army, Navy, Air Force, Marine Corps and Coast Guard. This enables active, transitioning and veteran military to talk comfortably about their careers, life transitions, even politics. By creating a free military profile, a member can see how his/her military contacts can help him/her get a foot in the door to land the right military or non-military job.

Additional free resources for transitioning job-seekers are available at the USBA Military Jobs Center. USBA is a nationally recognized non-profit association dedicated to serving active, retired and transitioning military for over 55 years. USBA offers veterans life insurance choices with affordable rates you won’t find through VA life insurance.


1/4/2017
Free tickets for military members, veterans and their families

USBA veteran free event tickets blogWould you like free tickets to an NFL game—maybe even the 2017 Super Bowl, a big-name concert, or Disney World? Check out the Veterans Tickets Foundation.

This non-profit organization distributes free tickets to active duty military, military veterans, their families, and the families of those killed in action. Free tickets are available for sporting events, theme parks, concerts, plays, and educational activities—anything that requires a ticket to enjoy. The organization works with promoters, artists and teams to pair empty seats with active duty and honorably discharged military personnel and their families. You can register here.;

VetTix was founded by veterans Mike Focareto and Eddie Rausch after they sat next to an empty seat at the 2008 Super Bowl. A military friend had performed in the color guard before the game and could have easily occupied the seat. Instead, he and others in the color guard were ushered off the field after their performance and never got to see the game.

Focareto, a disabled Navy veteran, and Rausch, a Marine vet, decided to do something about it. The next day they filed the paperwork to create an organization where people could get a tax write-off for donating tickets to military personnel. To date, the organization has given out over 2.5 million free tickets to military members and their families in all 50 states and Washington, D.C.

This is just one more example of the innovative, entrepreneurial spirit of our U.S. military veterans.


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