Like many people, you probably know someone whose life has been touched by cancer. In fact, according to Cancer Facts and Figures 2013, in the US, men have slightly less than a 1 in 2 lifetime risk of developing cancer; for women, the risk is a little more than 1 in 3*. We’re all aware of our rapidly escalating medical costs. Good medical insurance is crucial - protection that not only helps defray the direct costs of a bout with cancer (medical expenses, hospital stays, etc.), but more important, also helps cover the indirect or hidden costs … things like deductibles, lost earnings, out-of-pocket expenses such as travel, food and lodging, special equipment and so on.
That’s why USBA offers the Cancer Care Insurance Plan, underwritten by Monumental Life Insurance Company.
Two different plans are available through Monumental: Standard and Preferred.
- First occurrence of internal cancer – $500**
- Hospital confinement:
- Days 1 thru 90 – $175/day
- Days 91+ – 100% (maximum monthly benefit $3,750)
- Radiation and Chemotherapy – $750 (maximum benefit per illness period)
- Ambulance – $37.50 per one-way trip
- Transportation – $200 (maximum benefit per round trip)
- Extended Care Facility – $50/day
First occurrence of internal cancer - $1,500
Days 1 thru 69 - $250/day
Days 70+ - 100% (maximum monthly benefit $5,000)
Radiation and chemotherapy - $1,000 (maximum benefit per illness period)
Ambulance - $50 per one-way trip
Transportation - $300 (maximum benefit per round trip)
Extended Care Facility - $100/day
And these are only some of the benefits of this plan. Not only does the USBA Cancer Care Insurance Plan, underwritten by Monumental Life Insurance Company (Cedar Rapids, IA), offer you benefits … you’ll be surprised by the competitive cost. Regardless of age or smoking status, everyone pays the same rates for the same coverage. Help protect your family from the high cost of cancer treatment.
|Affordable Monthly Rates|
Member & Family^
^Family coverage includes the covered member and the legal spouse and dependent children (unmarried children under age 19 or, under age 25 if enrolled as a full-time student) of the covered member.
No benefits will be payable for the Covered Person’s Pre-Existing Conditions. They are defined as a Cancer that was positively diagnosed within 5 years (2 years in GA, 12 months in TX, 6 months in CA) prior to the Covered Personâ€™s Effective Date of Coverage under this Policy, or a Cancer for which treatment has been received before the Covered Person has been insured for 30 days from his Effective Date of Coverage. We will, however, pay benefits for Cancer diagnosed and treated within the first 30 days the Covered Person has been insured. Expenses for such treatment are payable only if incurred after coverage has been in force for 12 consecutive months from the Effective Date.
USBA’s Cancer Care Insurance plan is currently not available in AK, DE, CO, CT, IL, IN, MA, MS, MT, NE, NH, NJ, NM, NV, NY, TN, UT, VT, or WA.
For fast service call (877) 297-9235 to order a complete packet of information on our USBA Cancer Care Insurance Plan, including an application. Or use our convenient email order form, to request your information and application.
*Statistics provided by “Cancer Facts and Figures, 2013”.
**The first occurrence benefit is not payable for diagnosis of skin cancer.