USBA Military Life Insurance Logo
Welcome to USBA!
Military Life Insurance, TRICARE, CHAMPVA
Supplements for Armed Forces & Services:
Active Duty, Transitioning Military,
Veterans, Retired Military, Reserve &
National Guard, Federal Employees
New York Life Insurance Logo
USBA Group Life Insurance plans are underwritten by New York Life Insurance Company
877-297-9235 Sales
800-821-7912 Member Support
PO Box 25956
Overland Park, KS
Underwritten by:
New York Life logo
New York Life
Insurance Company
51 Madison Avenue
New York, NY 10010
Policy Form GMR
How Life Insurance Works
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Why do we need life insurance?

If you're single and have little or no debt, you probably only need to consider the cost of final expenses in case you were to die. If you have a sizable savings account or other assets, you may not need to worry about life insurance at all.

But if you are married, especially if you have dependent children, or if you have debts such as a mortgage, car payment, or credit card balances, your family could be at serious financial risk if you should die suddenly and your income were suddenly no longer available.

If you've finished raising your family and paid off your mortgage and other debts, your life insurance needs are different than when you were younger. But you'll still need to make sure final expenses are paid. And if you're married, your spouse's income may be considerably less with you gone. Enough life insurance can help to "fill the gap".

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