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Military Life Insurance, TRICARE, CHAMPVA
Supplements for Armed Forces & Services:
Active Duty, Transitioning Military,
Veterans, Retired Military, Reserve &
National Guard, Federal Employees
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Arrow TRICARE Select Supplement
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30-Day Right to Examine:
You cannot be turned down for coverage, although a pre-existing condition may initially limit the extent of your coverage. After your completed Enrollment Form and first premium payment have been processed, you’ll receive a Certificate of Insurance which you can examine for a 30 day free look. Return it for a full refund if you are not completely satisfied.

USBA TRICARE Select Supplement Plan


If you’re an eligible TRICARE beneficiary, we invite you to compare our TRICARE Select Supplemental insurance plan to other providers. USBA understands how confusing the health care choices are today for military families and retirees. We also understand how important choosing the right health care supplement is … because your family will still have medical expenses even after TRICARE pays. And even though your costs may be small, in many cases they can be huge.

So why choose USBA’s TRICARE Select Supplement Plan?

  • Guaranteed Acceptance (subject to pre-existing condition limitation*)
  • 30-Day Right to Examine
  • Your Choice of 2 Specially-designed Plans to Custom Fit Your Needs
  • Competitively Priced
  • Retirees and Spouses Get the Same Rates
  • Smokers Pay the Same Price As Non-smokers

Attention “Gray Area Reservists and Survivors”: If you are enrolled in the TRICARE Retired Reserve (TRR) health plan, you are eligible to enroll in our TRICARE Select High Option II Supplement Plan.

Before you begin the application process, be sure to review the USBA TRICARE Select Supplement Plan Features, Benefits Summary, FAQs and Rates.

If you have questions, please don’t hesitate to call one of our highly-trained TRICARE specialists at (877) 297-9235.

NOTE: Coverage may not be available in all states.

Plan Administered by: Selman & Company, based in Cleveland, Ohio, has marketed and administered life and health insurance products to members of associations and affinity groups, customers of financial institutions, and employees for over 30 years. Selman & Company is among the largest privately held firms in the nation with focus on the markets in which it serves.

Underwritten by: Transamerica Premier Life Insurance Company (TPLIC), Cedar Rapids, IA, Group Policy MLTRC1000GP. Transamerica Financial Life Insurance Company (TFLIC), Harrison, NY, Group Policy TFTRC1000GP. TFLIC is authorized to conduct business in New York. TPLIC is authorized to conduct business in all other states.


Application Download
Choose the application that’s right for you:
Arrow TRICARE Select Supplement
Arrow Download Claim Form
Arrow Download Claim Form (NY Residents Only)

To qualify for this product, you must be:
  Arrow TRICARE-eligible recipient under age 65 and entitled to retired, retainer, or equivalent pay
TRICARE-eligible spouse under age 65, and dependent, unmarried children under age 21 (23 if in college)
TRICARE-eligible widow(er)s and ex-spouses
Eligible Spouses and Children of active-duty service members
Must not be enrolled in Medicare
Check your eligibility for TRICARE by visiting here.
Plan Details    
Q1. Is there a maximum limit on benefits (lifetime, annual, etc.)?
A1. When the TRICARE cap of $3,000 is met, TRICARE will pay 100% of covered medical expenses. The supplement pays nothing. However, the supplement will pay 100% of covered excess charges over the cap. Additionally, Inpatient treatment for mental, nervous or emotional disorders in excess of 45 days if under age 19, or 30 days if age 19 or older, is limited to 90 days (if approved by TRICARE) in a calendar year. Outpatient benefits for mental, nervous or emotional disorders, drug addiction or alcoholism are limited to a maximum of $500 in a 12 month period.
Q2. Will the plan cover amounts beyond what TRICARE allows?
A2. The Plan will pay 100% of covered excess charges up to the legal limit.
Q3. Does the plan pay for services that aren’t covered by TRICARE?
A3. No.
Q4. Will the plan pay the TRICARE outpatient deductible?
A4. The High Option II plan has a fiscal year Plan deductible of $250 per person and $500 family maximum.
Q5. How will the plan require premium payments?
A5. Premiums may be paid monthly by deduction from savings or checking account (Automatic Payment Option (APO)) or direct bill - quarterly, semi-annually or annually. Credit cards may not be used to pay premiums.
Q6. Will the plan cover the TRICARE Prime enrollment fees or co-payments?
A6. No, as we no longer offer a Prime Supplement.
Q7. Does the plan convert to a Medicare Supplement? If so, must it be in force as a TRICARE supplement for any specified length of time before conversion?
A7. No, the plan does not convert to a Medicare Supplement Plan. At age 65, TRICARE FOR LIFE kicks in and benefits are paid between TRICARE and Medicare (providing the individual has Part B of Medicare.)
Q8. Will the plan cover you overseas?
A8. Yes. TRICARE coverage is worldwide. If TRICARE pays for covered medical expenses overseas, the plan will pay its contractual benefit.
Q9. Can premium payments be increased? Under what conditions?
A9. Premiums increase as a person moves from one 5-year age bracket to another (40, 45, 50, 55, 60). The company reserves the right to change premiums on a group wide basis to maintain the financial solvency of the plan.
Q10. Does the plan cover the service member when he/she retires?
A10. Yes. If the member enrolls within 63 days from the time he/she retires from the military, providing his dependents had already enrolled in our TRICARE Supplement Plan, the retiree will not be subject to the Pre-Existing Condition provision. If the retiree waits beyond the 63 day period, he/she is subject to the Pre-Existing Condition clause.
Q11. If you’re retired military and have a health care plan (which pays before TRICARE) through a civilian job, do you still need a TRICARE supplement if, between them, your employer’s plan and the TRICARE health care option you’ve chosen will pay most or all of your civilian medical bills?
A11. No.

Still have questions?
Call our trained service representatives at (877) 297-9235 between 8:00am and 4:30pm (CST), Monday through Friday and they’ll be happy to help you!

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