Designed for 20 Years of Protection

This is USBA’s longest term life insurance plan. Offering you and your family two decades of affordable and valuable level term coverage.

20 Year Group Level Term Life Insurance

Apply today to enjoy 20 years of protection. Once you’ve locked in this coverage, you’ll have the opportunity to consider additional options in the future to accommodate changes in your life.

  • $100,000 of coverage starting at $7.33 per month1
  • Coverage available: $25,000 to $500,000
  • Coverage age: 54 and under
  • Optional Children’s coverage, $1.50 per unit
  • Optional AD&D, just $2.00 per month
  • 30-Day Unconditional Promise
Note: This plan is not currently available in New York or Washington.
Example premium for a 24 year old Female on a Preferred Rate plan. See Plan Details for more information.
Frequently Asked Questions


USBA 20-Year Level Term Life Insurance Plan Details


20-Year Level Term Life Insurance eKit

Free Kit

Coverage Estimator

Are you aware of how much life insurance you may need? Determine your life insurance coverage based on cost or your specific financial needs. Or if you want to speak with one of our Product Specialists, call us or email us and we’ll get back to you at a time convenient for you.