USBA Group Whole Life Insurance Policy

Life Insurance with Guarantees

If you want permanent lifetime coverage with guaranteed rates, guaranteed benefits, and a guaranteed schedule of cash value, this USBA policy is for you.*

Group Whole Life Insurance

Once approved, you’ll never have to re-qualify for coverage because this is permanent, not term, insurance. Even if your health changes in the future, you’ll never lose your coverage provided you pay your premiums on time.

  • Coverage available: $5,000 to $750,0001
  • Coverage age: 71 and younger (under age 65 in Washington)
  • USBA’s Group Whole Life comes with our Five Point Guarantee:
    • The cost will never go up
    • The coverage amount will never go down
    • You can keep it as long as you choose
    • Your coverage builds cash value on a guaranteed schedule of benefits*
    • 30-Day Free Look
*All guarantees are backed by the claims-paying ability of the issuer.
The overall maximum coverage for each Member/Associate Member is $650,000 under all USBA-sponsored Group Life Insurance policies, with the option for those ages 71 and below, if approved, to add up to an additional $100,000 of Traditional Whole Life (G-10648-0), for a maximum of $750,000.
 Note: If you live outside the U.S. and are not at an APO/FPO address you must be a U.S. citizen.
Frequently Asked Questions


USBA Group Whole Life Insurance Policy Details


Group Whole Life Insurance eKit

Free Kit

Coverage Estimator

Are you aware of how much life insurance you may need? Determine your life insurance coverage based on cost or your specific financial needs. Or if you want to speak with one of our USBA Product Specialists, call us or email us and we’ll get back to you at a time convenient for you.