How Much Life Insurance Do I Need?

We can help you get an estimate of how much life insurance you need by looking at what fits your budget and what fits your future financial needs. The USBA Life Insurance Coverage Estimator lets you look at both scenarios easily.

 

Determine Your Coverage Based on Cost

This option helps direct you towards a plan that fits your current budget, and future needs.

Determine Your Coverage Based on Financial Needs

This option helps estimate the best coverage by considering four key factors: future expenses, income & assets, one-time expenses/debts, and one-time gains & assets. You are the best judge of your needs. The more you know about your current financial situation, the more accurate your results will be.