USBA TWO for ONEĀ® Group Level Term Military Life Insurance Policy

Coverage for Both of You, for Just One Premium

From the first day USBA introduced the TWO for ONE® life insurance policy in 1993, it’s been one of the top choices of two-income families.

TWO for ONE® Group Level Term Life Insurance

Just insuring the primary breadwinner doesn’t truly protect your family. But do you really need two life insurance policies, and the added expense of paying two premiums? TWO for ONE covers both of you for the same level of coverage, it pays on whoever dies first. The surviving spouse will have the option to continue coverage, without underwriting.

Pays Double – should the two of you die within 15 days of each other as the result of the same accident, the full benefit amount would be paid for each life.

  • Ideal for a two-income family
  • $100,000 of coverage starting at $6.00 per month1
  • Coverage available: $50,000 to $400,000
  • Coverage age: 64 and younger
  • Optional Children’s coverage, $1.50 per unit
  • Optional AD&D coverage, just $2.00 per month2
  • 30-Day Free Look
Example premium for a couple, under the age of 31 with five years or less age difference, both of whom qualify for Preferred Rates. Rate based on older spouse’s attained age at issue. For more information see Policy Details.
This material is not intended for use with residents of New Mexico with respect to AD&D Insurance.
  Note: If you live outside the U.S. and are not at an APO/FPO address you must be a U.S. citizen.
  TWO for ONE is a registered trademark of USBA.
Frequently Asked Questions


USBA TWO for ONE Level Term Life Insurance Policy Details


TWO for ONE Level Term Life Insurance eKit

Free Kit

Coverage Estimator

Are you aware of how much life insurance you may need? Determine your life insurance coverage based on cost or your specific financial needs. Or if you want to speak with one of our USBA Product Specialists, call or email us and we’ll get back to you at a time convenient for you.