Coverage for Both of You, for Just One Premium

From the first day USBA introduced the TWO for ONE® life insurance policy in 1993, it’s been one of the top choices of two-income families.

TWO for ONE Group Level Term Life Insurance

Just insuring the primary breadwinner doesn’t truly protect your family. But do you really need two life insurance policies, and the added expense of paying two premiums? TWO for ONE covers both of you for the same level of coverage, it pays on whoever dies first. The surviving spouse will have the option to continue coverage, without underwriting.

An Important Benefit – should the two of you die within 15 days of each other as the result of the same accident, the full benefit amount would be paid for each life.

  • Ideal for a two-income family
  • $100,000 of coverage starting at $6.00 per month1
  • Coverage available: $50,000 to $400,000
  • Coverage age: 64 and under
  • Optional Children’s coverage, $1.50 per unit
  • Optional AD&D coverage, just $2.00 per month
  • 30-Day Unconditional Promise
1
Example premium for a couple, under the age of 31 with five years or less age difference, both of whom qualify for Preferred Rates. Rate based on older spouse’s attained age at issue. For more information see Plan Details.
Frequently Asked Questions

FAQ

USBA TWO for ONE Level Term Life Insurance Plan Details

Plan
Details

TWO for ONE Level Term Life Insurance eKit

Request
Kit

Coverage Estimator

Are you aware of how much life insurance you may need? Determine your life insurance coverage based on cost or your specific financial needs. Or if you want to speak with one of our Product Specialists, call or email us and we’ll get back to you at a time convenient for you.