USBA Military Life Insurance Logo
Welcome to USBA!
Military Life Insurance, TRICARE, CHAMPVA
Supplements for Armed Forces & Services:
Active Duty, Transitioning Military,
Veterans, Retired Military, Reserve &
National Guard, Federal Employees
New York Life Insurance Logo
USBA Group Life Insurance plans are underwritten by New York Life Insurance Company
QUESTIONS? Contact Us
877-297-9235 Sales
800-821-7912 Member Support
Home > Insurance Help & Plans Overview > TRICARE Standard/Extra Supplement
USBA TRICARE Standard/Extra Supplement Plan Family Photo
 
     
 
Plan Details
Features
Benefits Summary
FAQs
Rates

Get Your Information
 
Print This Plan

Print this plan including rate tables. The printable version of the plan is in PDF format, readable by Adobe Acrobat Reader. If you do not have Acrobat Reader, download it from the Adobe web site. If you prefer, “save” the PDF for access later without printing.

Get Free Info Packet

Click here to order your free, no obligation Info Packet and we will rush it to you.

Questions? Call or write!

We’re happy to help! Call us at (877) 297-9235 from 8:00 a.m. - 4:30 p.m. Central Time, Monday through Friday, for live assistance (or leave a message after hours for a prompt call back).

  
 
outline
 
Interested In Other Plans?
  LongTerm 20
  Smart Value 10
  Two for One
  Smart & Lean 15
  Basic Value
  Whole Life
  50+ Whole Life
  Children’s Coverage
  First Steps Children’s Whole Life
Arrow TRICARE Standard/Extra Supplement
  TRICARE Reserve Select Supplement
  CHAMPVA Supplement
  Cancer Care
  Hospital Indemnity
 
outline
 
 
30-Day Right to Examine:
Upon approval of your Application, you’ll be issued a Certificate of Insurance. If you are not completely satisfied with the provisions of your Certificate, you can return it within 30 days, without claim, for a prompt, full refund. Important Plan Information
 

USBA TRICARE Standard/Extra Supplement Plan

SELECTED RESERVE
or READY RESERVE?

If you’re an eligible TRICARE beneficiary, we invite you to compare our TRICARE Standard or TRICARE Extra Supplemental insurance plan to other providers. USBA understands how confusing the health care choices are today for military families and retirees. We also understand how important choosing the right health care supplement is … because your family will still have medical expenses even after TRICARE pays. And even though your costs may be small, in many cases they can be huge.

So why choose USBA’s TRICARE Standard/Extra Supplement Plan?

  • Guaranteed Acceptance (subject to pre-existing condition limitation*)
  • 30-Day Right to Examine
  • Your Choice of 2 Specially-designed Plans to Custom Fit Your Needs
  • Competitively Priced
  • Retirees and Spouses Get the Same Rates
  • Smokers Pay the Same Price As Non-smokers

Attention “Gray Area Reservists and Survivors”, effective September 1, 2010, TRICARE has a new health benefit program for Retired National Guard and Reservists who are under the age of 60, not qualified for non-regular retirement and not eligible for, or enrolled in, the Federal Employees Health Benefits (FEHB) program. You now have the option to purchase the TRICARE Retired Reserve (TRR) health benefits plan. If you are enrolled in TRR you are eligible to enroll in our High Option II Supplement Plan.

Before you begin the application process, be sure to review the USBA TRICARE Standard/Extra Supplement Plan Features, Benefits Summary, FAQs and Rates.

If you have questions, please don’t hesitate to call one of our highly-trained TRICARE specialists at (877) 297-9235.

NOTE: Coverage may not be available in all states.

Notice: ASI, the administrator of USBA’s TRICARE/CHAMPVA Supplement products was recently acquired by Selman & Company of Cleveland, Ohio. This acquisition does not change the terms or conditions of your TRICARE/CHAMPVA Supplement products. The insurer stays the same, claims file the same, the customer service 1-800-638-2610 remains the same. USBA was not a party to the acquisition and continues to operate independently.

Underwritten by Transamerica Premier Life Insurance Company, Cedar Rapids, IA and for NY residents, Transamerica Financial Life Insurance Company, Harrison, NY.

APPLY NOW!

Application Download
Choose the application that’s right for you:
Arrow TRICARE Standard/Extra Supplement
Arrow Download Claim Form
Arrow Download Claim Form (NY Residents Only)
 

To qualify for this product, you must be:
  Arrow TRICARE-eligible recipient under age 65 and entitled to retired, retainer, or equivalent pay
  Arrow
TRICARE-eligible spouse under age 65, and dependent, unmarried children under age 21 (23 if in college)
  Arrow
TRICARE-eligible widow(er)s and ex-spouses
Arrow
Eligible Spouses and Children of active-duty service members
  Arrow
Must not be enrolled in Medicare
Check your eligibility for TRICARE by visiting here.
Plan Details    
FAQs
Q1. Is there a maximum limit on benefits (lifetime, annual, etc.)?
A1. When the TRICARE cap of $3,000 is met, TRICARE will pay 100% of covered medical expenses. The supplement pays nothing. However, the supplement will pay 100% of covered excess charges over the cap. Additionally, Inpatient treatment for mental, nervous or emotional disorders in excess of 45 days if under age 19, or 30 days if age 19 or older, is limited to 90 days (if approved by TRICARE) in a calendar year. Outpatient benefits for mental, nervous or emotional disorders, drug addiction or alcoholism are limited to a maximum of $500 in a 12 month period.
Q2. Will the plan cover amounts beyond what TRICARE allows?
A2. The Plan will pay 100% of covered excess charges up to the legal limit.
Q3. Does the plan pay for services that aren’t covered by TRICARE?
A3. No.
Q4. Will the plan pay the TRICARE outpatient deductible?
A4. The High Option II plan has a fiscal year Plan deductible of $250 per person and $500 family maximum.
Q5. How will the plan require premium payments?
A5. Premiums may be paid monthly by deduction from savings or checking account (Automatic Payment Option (APO)) or direct bill - quarterly, semi-annually or annually. Credit cards may not be used to pay premiums.
Q6. Will the plan cover the TRICARE Prime enrollment fees or co-payments?
A6. No, as we no longer offer a Prime Supplement.
Q7. Does the plan convert to a Medicare Supplement? If so, must it be in force as a TRICARE supplement for any specified length of time before conversion?
A7. No, the plan does not convert to a Medicare Supplement Plan. At age 65, TRICARE FOR LIFE kicks in and benefits are paid between TRICARE and Medicare (providing the individual has Part B of Medicare.)
Q8. Will the plan cover you overseas?
A8. Yes. TRICARE coverage is worldwide. If TRICARE pays for covered medical expenses overseas, the plan will pay its contractual benefit.
Q9. Can premium payments be increased? Under what conditions?
A9. Premiums increase as a person moves from one 5-year age bracket to another (40, 45, 50, 55, 60). The company reserves the right to change premiums on a group wide basis to maintain the financial solvency of the plan.
Q10. Does the plan cover the service member when he/she retires?
A10. Yes. If the member enrolls within 63 days from the time he/she retires from the military, providing his dependents had already enrolled in our TRICARE Supplement Plan, the retiree will not be subject to the Pre-Existing Condition provision. If the retiree waits beyond the 63 day period, he/she is subject to the Pre-Existing Condition clause.
Q11. If you’re retired military and have a health care plan (which pays before TRICARE) through a civilian job, do you still need a TRICARE supplement if, between them, your employer’s plan and the TRICARE health care option you’ve chosen will pay most or all of your civilian medical bills?
A11. No.

Still have questions?
Call our trained service representatives at (877) 297-9235 between 8:00am and 4:30pm (CST), Monday through Friday and they’ll be happy to help you!

Back to Top

   



   McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams