USBA Military Life Insurance Logo
Welcome to USBA!
Military Life Insurance, TRICARE, CHAMPVA
Supplements for Armed Forces & Services:
Active Duty, Transitioning Military,
Veterans, Retired Military, Reserve &
National Guard, Federal Employees
New York Life Insurance Logo
USBA Group Life Insurance plans are underwritten by New York Life Insurance Company
QUESTIONS? Contact Us
877-297-9235 Sales
800-821-7912 Member Support
Home > Insurance Help & Plans Overview > Featured News
 
   Featured News
 
Latest News

8/15/2018
Are you a military transitioner going back to school?


8/1/2018
Honoring fallen heroes and their families


7/17/2018
What veterans need to know about SGLI


Archived News

7/9/2018
Update on new veterans’ memorial
6/15/2018
Military spouses are transitioners, too
6/4/2018
Career resources for transitioning military
5/18/2018
GI Bill® Comparison Tool makes college planning easier
5/7/2018
How to avoid paying state income tax on your military retirement pay
4/16/2018
Tips for military family travel
4/4/2018
Purple Up! for U.S. military children
3/1/2018
Thousands of disabled military veterans due special tax refunds
2/16/2018
USBA Military Families: $2,000 scholarship applications available
2/2/2018
Life insurance: A unique Valentine’s Gift
1/16/2018
USBA: Life insurance for military veterans and federal employees
1/2/2018
Help for military transitioners in 2018
12/15/2017
Why now is a good time to review your military life insurance
12/4/2017
How military families handle the holidays
11/16/2017
Paying tribute to our fallen military heroes this holiday season
11/2/2017
What makes Veterans Day different from Memorial Day?
10/22/2017
Attention USBA Members in California, Texas, Florida, Georgia, Puerto Rico & the US Virgin Islands
10/20/2017
National Day of the Deployed is October 26th
10/2/2017
Getting help for homeless veterans
9/18/2017
Tips for tackling military spouse joblessness
9/14/2017
Want to Win a Free Gift Card for being a Social Media Guru?
9/1/2017
Win a Free Gift Card for Posting to USBA
9/1/2017
Insurance information for transitioning military members
8/15/2017
Where to get help getting veterans benefits
8/2/2017
Military Caregivers: A different kind of hero
7/17/2017
Moving season is here for the military
7/1/2017
Advanced technology helps identify military remains
6/15/2017
Plans for new veterans memorial making progress
6/1/2017
DoD retirement calculator now available
5/15/2017
Veterans Choice Improvement Act signed into law
5/3/2017
National Military Spouse Appreciation Day 2017 is May 12th
4/16/2017
Changes coming to the U.S. military commissary near you
4/3/2017
April salutes our country’s military kids
3/16/2017
Free resources for at-risk military veterans
3/1/2017
$2,000 scholarship available to USBA families–Apply by March 31st
2/16/2017
Portable USBA Insurance for U.S. Military and Federal Employees
2/7/2017
How the New U.S. Military Retirement System Affects You
2/3/2017
Do you know when your SGLI ends?
1/17/2017
Get help finding your next job—in and out of the military
1/4/2017
Free tickets for military members, veterans and their families
12/29/2016
Free resources for military-to-civilian job seekers
12/18/2016
Veterans, did you know sitting is the new smoking?
12/6/2016
Remembering Veterans One Wreath at a Time
11/16/2016
Holiday gifts for deployed military members
11/8/2016
How Tootsie Rolls saved military lives during the Korean War
10/17/2016
USO supports transitioning service members and their families
10/7/2016
Medical and travel emergency assistance for USBA members
10/1/2016
If you’re considering VGLI, read this first.
9/29/2016
Need help selecting life insurance?
9/15/2016
What military service members and Danica Patrick have in common
9/1/2016
Military veterans get help with PTSD from rescued wolves
8/15/2016
Benefits you may not know about for Veterans
8/1/2016
Iraq and Afghan Vets: This may apply to you
7/1/2016
DoD SkillBridge: Opening the doors to civilian jobs for transitioning military
6/15/2016
Military families visit national parks for free
6/1/2016
Honoring America’s Heroes-Memorial Day 2016 Recap
5/25/2016
Honoring the memory of our military veterans
5/9/2016
What’s the difference between term and whole life insurance?
4/15/2016
Beware of phishing scams targeting veterans
4/1/2016
A salute to all our military kids
3/15/2016
Calling all artists–enter the 2016 Veterans Day Poster contest
3/1/2016
New Deadlines! Tax time is just around the corner
2/15/2016
Protect your right to transfer your GI Bill with current benefits
2/1/2016
Military bases no longer accept driver’s licenses from 5 states
1/21/2016
Free assistance for job-seeking military transitioners
1/2/2016
Use military discounts to save on lift tickets, lodging and more
12/15/2015
Keep your life insurance beneficiary current
12/1/2015
Meaningful gifts for those serving in the military
11/16/2015
How to expand your civilian job opportunities with a master’s degree
11/2/2015
Veterans Day is November 11th
10/15/2015
Transitioning? Don’t forget life insurance
10/2/2015
Resources to help veterans address transition-related issues
9/15/2015
Transitioning Military Members: Get $5,000 no-cost AD&D insurance
9/1/2015
Transitioning veterans fly free to job interviews
8/17/2015
Review your life insurance using this 6-point checklist
8/1/2015
Why military personnel need to understand their credit scores
7/15/2015
You’ve earned your VA benefits—now use them
7/1/2015
Important DD 214 information for military veterans
6/15/2015
Military families get FREE annual pass to national parks
6/1/2015
Military Smokers: Get help quitting
5/16/2015
FREE white paper helps military transitioners in job search
5/1/2015
May is the 16th annual Military Appreciation Month
4/15/2015
Why now is the time to buy a home with a VA Loan
4/1/2015
Military Children Serve, Too!
3/17/2015
College scholarship exclusively for USBA families--Deadline is March 31st
3/4/2015
Veterans & Active Military: Get free help preparing your taxes
2/15/2015
Learn from veterans who’ve already transitioned
2/2/2015
What do life insurance and February 14th have in common?
1/16/2015
Free resources for military-to-civilian job seekers
1/6/2015
US Military Members: Are SGLI and VGLI enough?
12/16/2014
Transitioning? Active duty service members get extension to access MilConnect
12/1/2014
Share your holiday spirit with deployed US Military
11/15/2014
Leaving the military? Get 5 tips for job interviewing
11/1/2014
Thanking our military veterans this month
10/17/2014
Honoring deployed service members and their families
10/2/2014
Leaving the military? Make sure you meet MEC or it could cost you
9/15/2014
Get military discounts on consumer goods, tactical gear, sports events and more
9/4/2014
Who Do You Protect? Show us and you could win $500
9/1/2014
2014 USBA scholarship winners head to college
8/15/2014
Life Insurance for Military: Which of these apply to you?
8/1/2014
Who is eligible for USBA membership?
7/15/2014
5 tips for transitioning military who want to be entrepreneurs
7/1/2014
Vacation deals and discounts for military families
6/15/2014
Do you know when your SGLI ends?
6/3/2014
Military cuts ahead. USBA stands ready to help you.
4/22/2014
Unique life insurance protects two lives with one premium payment
4/11/2014
Important Announcement – Heart Bleed Virus
4/1/2014
April is Month of the Military Child
3/16/2014
Two kinds of insurance for military families
3/4/2014
PTSD isn’t a battle you want to fight alone
2/16/2014
Transitioning Out of Military? Here’s a throwback from Korea and Vietnam
2/3/2014
Getting ready to enter the civilian job market?
1/15/2014
2014 New Year’s Resolution: Find out if you have enough life insurance
1/3/2014
$2,000 college scholarship exclusively for USBA families
12/15/2013
Heading back-to-school after transitioning in 2014?
12/4/2013
Military vacation deals for the holidays
11/15/2013
Did you know USBA’s gone mobile?
11/1/2013
How are you observing Veterans Day 2013?
10/15/2013
Honoring those deployed and their families
10/1/2013
What recent changes in TRICARE mean
9/16/2013
Honoring Our Country’s Gold Star Mothers and Families September 29
9/2/2013
Transitioners: Get help figuring the civilian salary equivalent to your military pay
8/15/2013
Did you know?
8/1/2013
Planning ahead helps your family later
7/15/2013
Need help paying for college for your child or spouse?
7/1/2013
Transitioning soon? Start your civilian job search here.
6/15/2013
Dreaming of a Disney Vacation? Special Summer Discount for Military Families
6/2/2013
What makes USBA different?
5/15/2013
Celebrate Memorial Day with USBA
5/1/2013
Planning a vacation? Check out the Armed Forces Recreation Centers
4/15/2013
How to know if you have enough life insurance
4/1/2013
April is “Month of the Military Child”
3/15/2013
Is long-term care insurance right for you?
3/1/2013
Why spouses need life insurance too
2/19/2013
If travel is on your radar, read this:
2/3/2013
Jumpstart your 2012 taxes in February
1/22/2013
January is a good time to finally ...
1/6/2013
Are you retiring or transitioning in 2013?
12/17/2012
Last-minute Gift Ideas
12/2/2012
"Military Child of the Year" nominations due December 15th
11/15/2012
Why New York Life Insurance Company?
11/1/2012
Veterans Day Facts that May Surprise You ... Including Freebies
10/16/2012
10 FREE Resources for Transitioning Veterans
10/2/2012
What Happens Next?
8/30/2012
What’s important about September?
8/28/2012
Transitioning? Use this Planning Checklist
8/14/2012
Leaving the military within next 18 months?
7/31/2012
Need help selecting life insurance?
7/18/2012
What makes Uniformed Services Benefit Association (USBA) different?
7/9/2012
Is “Enough” Really Enough?
5/7/2012
Members Share “Power of One” Benefits
4/20/2012
Before You Skip a Premium...
3/22/2012
Group Gives Life to Dying Ritual
3/22/2012
“Invisible Warriors”
7/13/2011
Need to Pay Your Premium?
7/30/2010
How USBA Life Insurance Claims Are Paid
3/7/2010
Leaving the Military: Sign up today for $5,000 No-Cost AD&D!
11/28/2009
USBA Debuts Long Term 20SM Year Group Life Insurance Plan
11/28/2009
Solid Financial Ratings Mean Solid Insurance Plans For You

 

8/15/2018
Are you a military transitioner going back to school?

Yellow Ribbon Program

With a new academic year about to begin, you may be one of the thousands of military transitioners returning to school as a civilian. Did you know the Post-9/11 GI Bill may not cover all your tuition and fees at the educational institution you plan to attend?

The bill only covers tuition and fees at public schools. So, if you’re planning to attend a private or out-of-state school, the GI Bill may not pay for everything. If it looks like you’ll come up short, check out the Yellow Ribbon Program. The Yellow Ribbon Program is an agreement between universities and the Department of Veterans Affairs to get former service members the extra funds they need for college. To qualify, you have to be at the 100% benefit level of the Post-9/11 GI Bill.

Here’s an example of how it works:

You decide to attend a public school as an out-of-state student and your total tuition and fees for the year are $16,000. The school’s in-state tuition and fees are only $10,000.

Your total tuition and fees exceed the amount payable under the Post-9/11 GI bill by $6,000. The VA will pay a total of $10,000 to your school for your tuition and fees. However, you are responsible for the $6,000 charged to out-of-state students.

If your school offers $3,000 in Yellow Ribbon contributions, the VA will also pay $3,000 to the school, and your full amount will be paid. If your school offers $2,000 in Yellow Ribbon contributions, the VA will pay $2,000 to your school, and you will be responsible for the remaining $2,000.

Find out if the college or university you plan to attend participates in the Yellow Ribbon Program.

Get answers to frequently asked questions about the Post-9/11 GI Bill Yellow Ribbon Program.

One more thing. As you re-enter civilian life and get ready to go back to school, remember your SGLI ends 120 days after you leave military service. USBA offers affordable life insurance plans to replace your SGLI. Learn more here.


8/1/2018
Honoring fallen heroes and their families

Anyone who has had a loved one serve in the armed forces knows it’s not just the person in uniform who serves and sacrifices. It’s the whole family.

Gold Star and Next of Kin Deceased Personnel Lapel Pins

When you see someone wearing a Gold Star Lapel Button/Pin (left) or Next of Kin Deceased Personnel Lapel Button/Pin (right), know this person is living without his or her loved one who made the ultimate sacrifice while serving our country.

The gold star tradition dates back to World War I when a service flag with a blue star would hang in the home of a family who had someone serving in the military. A gold star was placed over the blue star if the service member was killed in combat.

Today, the term “Gold Star” describes a family that has lost a loved one in combat theater or on combat orders. Immediate family members are eligible to receive and wear a Gold Star Lapel Button/Pin from the Department of Defense. The pin features a gold star on a field of purple surrounded by laurel leaves.  Eligible family members include the fallen military member’s widow or widower, father and mother, stepfather and stepmother, adoptive father and mother, foster father and mother in loco parentis, son, daughter, stepson, stepdaughter, adoptive brother and sister, half-brother and half-sister.

Another less well-known symbol of honor is the Next of Kin Deceased Personnel Lapel Button/Pin. It honors armed service members who have died on active duty while serving outside of combat operations in circumstances that don’t qualify for Gold Star recognition.

The Next of Kin Deceased Personnel Lapel Button/Pin was approved in 1973 for the primary next of kin of armed services members who lose their lives while serving on active duty. It features a gold star on a gold background surrounded by four oak sprigs. Eligible family members include the fallen military member’s widow or widower, father and mother, stepfather and stepmother, adoptive father and mother, foster father and mother in loco parentis, son, daughter, stepson, stepdaughter, adoptive brother and sister, half-brother and half-sister.

To learn more about applying, write to the National Personnel Records Center, 1 Archives Drive, St. Louis, MO 63138 and provide a completed Department of Defense DD Form 3



7/17/2018
What veterans need to know about SGLI

Military service member and daughter -- SGLI insurance blog postServicemember’s Group Life Insurance (SGLI) is a military life insurance program that provides low-cost coverage to eligible members of the military service while they are serving. Those who qualify for SGLI are automatically enrolled and don’t need to apply for coverage. SGLI premiums are automatically deducted from base pay each month. See this chart for SGLI monthly life insurance rates.

Eligible servicemembers are automatically issued the maximum amount of $400,000. Coverage is available in $50,000 increments up to $400,000. You can elect to be insured for less than $400,000 by following the procedures found here.

If you need more than $400,000 life insurance to protect your family, you can supplement SGLI with coverage from USBA. Founded in 1959, USBA is a nonprofit organization that specializes in offering low-cost, high-quality life insurance for military families. USBA plans provide $25,000 to $500,000 in life insurance benefits. And, USBA’s policies do not carry a war clause as most mainstream life insurance products do.

This protection can be added to your SGLI or used as primary insurance. And because it’s portable, veterans can keep USBA protection without a gap after retiring or transitioning from the military. See all USBA portable life insurance plans.

Want help determining how much life insurance you and your family need? Use this Life Insurance Needs Estimator. Or call one of our friendly, trained service representatives for a no-pressure consultation at (877) 297-9235 from 8 am – 4:30 pm (CST), Monday through Friday.


Back to Top




   McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams