Transitioning out of the military might not seem like planning a
military campaign. But actually they have a lot in common. Both
situations start with a large-scale challenge that seems almost too
complex to solve. So you study the big picture until you can isolate
your primary objective. Once you know that, you can flesh out a plan and
put it into action. Analyze, plan, execute—in battle and in life,
that’s how you win.
As you prepare to separate from
active duty, we at USBA are 100% here for you. Since 1959, we’ve been helping veterans execute their plans for success. With our outstanding array of affordable term life insurance plans, we’ve helped thousands of service members define their objectives, select the USBA plan that best matches their personal life goals, and move forward with confidence into a rewarding new chapter.
Here’s our first suggestion: Give yourself
time to analyze. Even if you’re a year away from transition, it’s not
too early to schedule a pre-separation counseling appointment with your
Transition Assistance Office (TAO). By law, this meeting must take place
at least 90 days before separation, but it’s strongly recommended that
you get on the schedule at least 180 days before your exit date, so you
and your counselor can look at the big picture of your future. Do you
want to study something new in college or go right into a career based
on your military training? Move back home, or head for new territory?
Aim high! There will never be a better time.
your TAO will help you create an individual needs assessment. This helps
you zoom in and identify your own life objectives. Then you’ll complete
DD Form 2648, the Pre-Separation Counseling Checklist, which becomes
part of your military personnel record. Your counselor will point you
toward all the available resources, including career guidance, benefits
counseling, and referrals to other services you may
Once you’ve done your homework, it’s time to
write your Individual Transition Plan (ITC). This details your goals and
action plans in three of life’s most consequential areas: managing your
money, landing a job, and choosing your benefits.
this is where USBA can make all the difference. You may be assuming
that life insurance is either/or: if you want insurance coverage now,
you’ll have to shelve your dreams until later. But with USBA’s wide
selection of affordable life insurance options to choose from, it may be
possible to pursue your dreams and protect your family’s financial
future, starting now.
We offer advantages like
preferred-rate premiums for transitioning military who lead a rather
healthy lifestyle. Those cost-savings can really add up over the
And speaking of money, VA life insurance
benefits can’t exceed $400,000. But USBA offers you coverage up to $750,000.*
Even if you don’t qualify for our preferred
rates, USBA’s tailor-made policies give you the edge. Many veterans choose
our 20 Year, 15 Year, or 10 Year Group Level Term plans. These affordable term life insurance plans offer premiums designed to stay level for 10, 15, or 20 years, depending on your budget and coverage needs. With some age restrictions, you’re guaranteed renewal at the end of your first term. After that, premiums may increase. As long as your premiums are paid, coverage never decreases.
See 20 Year Group Level Term facts here.
See 15 Year Group Level Term facts here.
See 10 Year Group Level Term facts here.
We’ll always work overtime to create
value for you. But our greatest satisfaction is not financial. We’re
here to make sure you re-enter civilian life with every possible
advantage. Because you deserve no less.
Call us today
at 877-297-9235 from 8:00 a.m. - 4:30 p.m. Central time, Monday through Friday
(or leave a message after hours for a prompt call back) and let’s talk
about how USBA can help you set your priorities, choose your plan, and
put your future into action.
*The overall maximum coverage for each Member/Associate Member is $650,000 under all USBA-sponsored Group Life Insurance plans, with the option for those ages 69 and below, if approved, to add up to an additional $100,000 of Traditional Whole Life (G-10648-0), for a maximum of $750,000.