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Home > Library and Links > Article-Leaving the Military
Leaving the Military

Transitioning out of the military might not seem like planning a military campaign. But actually they have a lot in common. Both situations start with a large-scale challenge that seems almost too complex to solve. So you study the big picture until you can isolate your primary objective. Once you know that, you can flesh out a plan and put it into action. Analyze, plan, execute—in battle and in life, that’s how you win.

As you prepare to separate from active duty, we at USBA are 100% here for you. We’ve got over 55 years of experience in helping veterans execute their plans for success.  With our outstanding array of affordable term life insurance plans, we’ve helped thousands of service members define their objectives, select the USBA plan that best matches their personal life goals, and move forward with confidence into a rewarding new chapter.

Here’s our first suggestion: Give yourself time to analyze. Even if you’re a year away from transition, it’s not too early to schedule a pre-separation counseling appointment with your Transition Assistance Office (TAO). By law, this meeting must take place at least 90 days before separation, but it’s strongly recommended that you get on the schedule at least 180 days before your exit date, so you and your counselor can look at the big picture of your future. Do you want to study something new in college or go right into a career based on your military training? Move back home, or head for new territory? Aim high! There will never be a better time.

Next, your TAO will help you create an individual needs assessment. This helps you zoom in and identify your own life objectives. Then you’ll complete DD Form 2648, the Pre-Separation Counseling Checklist, which becomes part of your military personnel record. Your counselor will point you toward all the available resources, including career guidance, benefits counseling, and referrals to other services you may need.

Once you’ve done your homework, it’s time to write your Individual Transition Plan (ITC). This details your goals and action plans in three of life’s most consequential areas: managing your money, landing a job, and choosing your benefits.

And this is where USBA can make all the difference. You may be assuming that life insurance is either/or: if you want insurance coverage now, you’ll have to shelve your dreams until later. But with USBA’s wide selection of affordable life insurance options to choose from, it may be possible to pursue your dreams and protect your family’s financial future, starting now.

We offer advantages like preferred-rate premiums for transitioning military who lead a rather healthy lifestyle. Those cost-savings can really add up over the years.

And speaking of money, VA life insurance benefits can’t exceed $400,000. But USBA has got you covered up to $650,000.

Even if you don’t qualify for our preferred rates, USBA’s tailor-made policies give you the edge. Many vets choose our Long Term 20, Smart & Lean 15, or Smart Value 10-Year Group Level Term plans. These affordable term life insurance plans offer premiums designed to stay level for 10, 15, or 20 years, depending on your budget and coverage needs. With some age restrictions, you’re guaranteed renewal at the end of your first term. After that, premiums may increase. As long as your premiums are paid, coverage never decreases.

See Long Term 20 facts here.
See Smart & Lean 15 facts here.
See Smart Value 10 facts here.

We’ll always work overtime to create value for you. But our greatest satisfaction is not financial. We’re here to make sure you re-enter civilian life with every possible advantage. Because you deserve no less.

Call us today at (877) 297-9235 from 8:00 a.m. - 4:30 p.m. CT, Monday through Friday (or leave a message after hours for a prompt call back) and let’s talk about how USBA can help you set your priorities, choose your plan, and put your future into action.


 

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