Safeguarding Today and the Future

Safeguarding Today and the Future


Today and the future

At USBA, we know that life presents risks. In 1959, our founding commitment was to meet the needs of active-duty military personnel who, at the time, had difficulty finding adequate life insurance coverage that would cover combat-related deaths. USBA was one of the first companies to remove the “war clause” in all of its military life insurance policies.

Over the years, our not-for-profit association has expanded, and we now are proud to provide group life insurance and other products and services for military personnel, Federal employees, National Guard and Reserve members, Veterans and their families.

USBA is here to help those who serve our Nation protect themselves and their families from the risks of today with products that safeguard their financial future and wellbeing. Members can rely on USBA for innovative products, solid value and outstanding customer service to ensure you are getting the right coverage.

Life Insurance

USBA offers you whole and term group life insurance backed by industry leader New York Life Insurance Company. If you have questions about your coverage or what kind of life insurance is right for you, you’re not alone. No matter what generation you belong to, studies show a significant number of people aren’t sure how much life insurance they need, or what type to get.1 Coming off active duty and need to change your life insurance policy? As a Member, you’ll benefit from the support of the USBA team to help you make the right decisions and adjustments to meet your individual needs.

Supplemental & Hospital Indemnity Plans

If you’re covered by TRICARE or CHAMPVA, a serious accident or hospital stay may exceed your plan limits. With TRICARE and CHAMPVA health care supplement plans, USBA Members can protect themselves from additional high-cost medical expenses. Our Group Hospital Indemnity Insurance Policy covers you or an insured family member from the first day of a covered hospitalization.

Get More From Your Membership

USBA Member advantages go beyond great life and health insurance. Get peace of mind knowing you’re protected from whatever life brings your way. Here are a few other opportunities to get the most out of your membership:

  • Farmers GroupSelectSM: Get quality, customizable coverage on your home, auto, RV, boat and more. As a USBA member, you not only save on bundling coverage, you have access to special group rates, hassle free payment options and other money saving rewards.
  • Emergency Assistance Plus®  (EA+®): For peace of mind when you travel, EA+ has you covered no matter where you are, near or far. With EA+, you’ll benefit from more than 20 travel services to help you during an unexpected health event.
  • Group Comprehensive Accident Insurance: Protect yourself from the financial hardships of an accident whether it happens on or off the job with 3 in 1 Accident Insurance. Get guaranteed acceptance for one policy for death, disability, and hospital indemnity insurance.

Learn more about these and other additional offerings like Hertz rental car discounts, IDShield Identity Theft Protection, and LTCRPlus Group Long Term Care insurance at

2023 Insurance Barometer Study.

USBA is a not-for-profit Association that provides group life insurance, health insurance supplements, and other products and services to military personnel, Federal employees, National Guard and Reserve members, Veterans and their families.

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