At USBA, we realize not everyone likes thinking about life insurance as much as we do. And that’s OK! We take pride in being your go-to life insurance experts, making the process as efficient, effective, and easy as possible, freeing you up to think about other things.
Do You Really Need Life Insurance?
Ask yourself: “Would my death financially impact anyone in my life?” If the answer is yes, then life insurance is something you need to consider. That’s because life insurance is one of the best ways to protect your loved ones from financial worries and hardships if something should happen to you. It delivers financial security to your family members, which they can use to help with daily living expenses, pay off debts—including mortgages, fund college educations, and even help pay your medical or other end-of-life expenses. Life insurance gives you comfort and security, knowing that you’re still taking good care of your family and keeping them financially safe even if you’re not here.
Private Life Insurance You Can Trust
The Uniformed Services Benefit Association (USBA) is a non-profit association offering private life insurance and supplemental health benefits to eligible current and former military and current federal employee members and their families. It has a proven track record of sixty-five years and is committed to excellence in dealing with its insureds and beneficiaries in a compassionate and timely manner. When you call, a real person answers the phone, one who will deliver personalized care. USBA also maintains a 30-year relationship with its underwriter, New York Life Insurance Company, whose focus on excellence and viability aligns with USBA’s values.
How USBA Compares to SGLI and VGLI
While all eligible and qualified active members of the military are automatically enrolled in Servicemembers’ Group Life Insurance (SGLI), some may find that coverage too limiting. If you need additional protection, you can supplement SGLI with coverage from a private company, like USBA, to help meet your needs.
When it comes to veterans, USBA offers several advantages over Veterans’ Group Life Insurance (VGLI), including broader coverage for the entire family, not just the veteran; higher maximum coverage options; potential discounts for healthy lifestyles rather than an age-based, one-size-fits-all approach; more predictable rates; and a greater range of policy choices.
Keeping Life Insurance Information Up to Date
We’re confident we can help you select the right life insurance for you and your family. But life insurance is never “set it and forget it.” To get the most out of your life insurance and ensure it will always meet your family’s needs, it’s important to keep your life insurance information up to date. Any time you have a big change in your life, such as a birth, a divorce, a new spouse, or a transition away from the military, that’s a good time to review and possibly update your life insurance. Also, if a spouse passes away or a child comes of age, beneficiary arrangements may need to be revised. Take care of your life insurance policy, and rest assured it will take care of your family for years to come.
Learn more about USBA’s Whole and Term Life Insurance offerings here, or call 877-297-9235 between 9:00 am and 4:00 pm Central time, Monday through Friday, to speak to a Product Specialist.
Uniformed Services Benefit Association (USBA) is a not-for-profit Association that provides group life insurance, health insurance supplements, and other products and services to military personnel, Federal employees, National Guard and Reserve members, Veterans and their families.
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Follow us on social media @USBAInsurance