When your military service ends, your mission doesn’t have to. For many Veterans, launching a small business is a natural next step. According to the U.S. Census Bureau, there are over 331,000 Veteran-owned businesses in the United States—employing more than 3.9 million Americans and generating over $963 billion in receipts1.
If you’re starting your next mission as a Veteran entrepreneur, you know it takes leadership, focus, and long-term planning. But alongside strategy and execution, it’s essential to think about how to protect your business and loved ones. That’s where life insurance for Veterans, especially group life insurance offered through The Uniformed Services Benefit Association® (USBA®), can play a strategic role in your financial planning.
Veterans and Entrepreneurship: A Clear Advantage
Veterans are more likely to own businesses: nearly 1 in 20 small businesses in the U.S. are Veteran-owned, according to the Small Business Administration2. Their leadership skills, discipline, and resilience give them an edge, but launching a business still comes with financial vulnerability.
That’s why letting your coverage fall to the wayside can leave you exposed—personally and professionally. Life insurance can help close that gap.
Why Veterans Business Owners Need Life Insurance
You’re focused on funding, client relationships, and scaling—but what happens if something unexpected occurs? Life insurance isn’t just protection; it’s practical planning that supports your family and for business continuity.
- Financial Support During Unstable Income: In the early phases of business, income may fluctuate. Access to a life insurance benefit can help your family through an unexpected loss—paying for living expenses, debts, or future goals.
- Helps Preserve Business Operations: If your business relies on your leadership, life insurance may enable the team to bridge gaps, whether hiring interim help or navigating a transition, without immediate sale or closure.
- Offsets Personal Guarantees or Loans: Many small business owners use personal credit or assets to secure business financing. A life insurance benefit can help cover those obligations, shielding your loved ones from undue burden.
The Value of Group Term Life Insurance Through USBA
For Veteran entrepreneurs, term life insurance offers a practical way to help protect your family and business during critical years of growth. It provides valuable coverage at a cost that helps you maintain higher benefit amounts when financial responsibilities are at their peak. This type of coverage can help ensure that personal or business debts, operational expenses, and family living costs are supported if something unexpected happens.
Because premiums are typically lower than those for whole life insurance, term life protection allows you to apply for meaningful coverage while managing your budget responsibly. And since USBA’s policies are portable, they can stay with you even if your business evolves or your next career mission takes you in a new direction.
Flexibility, portability, and practical protection make term life insurance a cornerstone of smart financial planning for Veterans who are building their own businesses.
Why Choose USBA’s Group Life Insurance?
USBA’s group life insurance is structured for Veterans to help you plan confidently while building a business. Our Member-only options offer practical financial tools tailored to Veteran entrepreneurs.
- Exclusively priced rates for Members
- Portable coverage that travels with you
- Support from experienced Insurance Professionals
- Available regardless of active-duty status
Since 1959, USBA has served military families, Federal employees, and Veterans—helping them build and protect their futures.
Protect the Legacy You’re Building
Starting a business post-service is courageous—with the right financial protections in place, it doesn’t have to feel uncertain. Group life insurance for Veterans can help protect your family, secure your business, and support long-term stability.
No matter your stage—launch, growth, or planning for succession—life insurance from USBA is built to support your next mission. Request a Quote Today.
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