Why now is the time to buy a home with a VA

Why now is the time to buy a home with a VA Loan


Military buy a home with a VA loan
Your service to our country makes you eligible for a variety of valuable veterans’ benefits. For example, the U.S. Department of Veterans Affairs helps active duty service members, veterans, and eligible surviving spouses become homeowners.


The VA provides a home loan guaranty benefit and other housing-related programs that can help you buy, build, repair, retain, or adapt a home for your own personal use. These benefits can be helpful for transitioning military who want to become first-time homeowners.

Here’s how it works. VA Home Loans are provided by private lenders, such as banks and mortgage companies. The VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. Here’s why now may be the right time to lock in a low rate with a VA Loan.

  • You don’t need a 20% down payment.

  • Interest rates are at near record lows.

  • You can refinance without re-qualifying.

  • You don’t have to pay for private mortgage insurance (PMI).

  • You can get home financing of up to $417,000.

Learn more about the benefits of getting financial help from the VA. You earned it; now use it!

Uniformed Services Benefit Association (USBA) is a not-for-profit Association that provides group life insurance, health insurance supplements, and other products and services to military personnel, Federal employees, National Guard and Reserve members, Veterans and their families.

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